First Busey Corporation | Mid-cap | Financial Services
$22.46
-3.56%
| First Busey Stock Comparison:
First Busey vs Nu HoldingsFirst Busey vs U.S. BancorpFirst Busey vs Webster FinancialFirst Busey vs Western AllianceFirst Busey vs UMB FinancialFirst Busey vs S&P 500 | Market
TL;DR Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Mar 2025

Income Metrics

Revenue 125.0M
Net Income -30.0M -24.00%
EPS (Diluted) $-0.44

Balance Sheet Metrics

Total Assets 19.5B
Total Liabilities 17.3B
Shareholders Equity 2.2B
Debt to Equity 7.93

Cash Flow Metrics

Operating Cash Flow -49.9M
Free Cash Flow 6.5M

Revenue & Profitability Trend

First Busey Income Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Revenue i 461.4M 441.8M 450.2M 403.5M 401.2M
Cost of Goods Sold i - - - - -
Gross Profit i - - - - -
Gross Margin % i 0.0% 0.0% 0.0% 0.0% 0.0%
Operating Expenses
Research & Development i - - - - -
Selling, General & Administrative i 181.2M 168.2M 163.1M 148.4M 126.7M
Other Operating Expenses i - - - - -
Total Operating Expenses i 181.2M 168.2M 163.1M 148.4M 126.7M
Operating Income i - - - - -
Operating Margin % i 0.0% 0.0% 0.0% 0.0% 0.0%
Non-Operating Items
Interest Income i - - - - -
Interest Expense i - - - - -
Other Non-Operating Income - - - - -
Pre-tax Income i 153.3M 153.9M 161.7M 156.8M 128.2M
Income Tax i 39.6M 31.3M 33.4M 33.4M 27.9M
Effective Tax Rate % i 25.8% 20.4% 20.7% 21.3% 21.7%
Net Income i 113.7M 122.6M 128.3M 123.4M 100.3M
Net Margin % i 24.6% 27.7% 28.5% 30.6% 25.0%
Key Metrics
EBITDA i - - - - -
EPS (Basic) i $2.01 $2.21 $2.32 $2.23 $1.84
EPS (Diluted) i $1.98 $2.18 $2.29 $2.20 $1.83
Basic Shares Outstanding i 56610032 55432322 55387073 55369476 54567429
Diluted Shares Outstanding i 56610032 55432322 55387073 55369476 54567429

Income Statement Trend

First Busey Balance Sheet From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Assets
Current Assets
Cash & Equivalents i 697.7M 719.6M 227.2M 836.1M 688.5M
Short-term Investments i 1.2B 2.1B 2.5B 4.0B 2.3B
Accounts Receivable i - - - - -
Inventory i - - - - -
Other Current Assets - - - - -
Total Current Assets i - - - - -
Non-Current Assets
Property, Plant & Equipment i 10.6M 11.0M 12.8M 10.5M 7.7M
Goodwill i 699.7M 671.7M 682.2M 693.8M 675.1M
Intangible Assets i 32.3M 36.0M 46.4M 58.1M 52.0M
Long-term Investments - - - - -
Other Non-Current Assets - - - - -
Total Non-Current Assets i - - - - -
Total Assets i 12.0B - - - -
Liabilities
Current Liabilities
Accounts Payable i - - - - -
Short-term Debt i 0 12.0M 351.1M 17.7M 4.7M
Current Portion of Long-term Debt - - - - -
Other Current Liabilities - - - - -
Total Current Liabilities i - - - - -
Non-Current Liabilities
Long-term Debt i 313.6M 324.2M 336.8M 351.0M 306.0M
Deferred Tax Liabilities i - - - - -
Other Non-Current Liabilities - - - - -
Total Non-Current Liabilities i - - - - -
Total Liabilities i 10.7B - - - -
Equity
Common Stock i 60.0K 58.0K 58.0K 58.0K 56.0K
Retained Earnings i 294.1M 237.2M 168.8M 92.5M 20.8M
Treasury Stock i 64.3M 70.1M 70.6M 66.6M 37.5M
Other Equity - - - - -
Total Shareholders Equity i 1.4B 1.3B 1.1B 1.3B 1.3B
Key Metrics
Total Debt i 313.6M 336.2M 687.9M 368.7M 310.7M
Working Capital i 0 0 0 0 0

Balance Sheet Composition

First Busey Cash Flow Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Operating Activities
Net Income i 113.7M 122.6M 128.3M 123.4M 100.3M
Depreciation & Amortization i 20.6M 22.7M 25.6M 28.2M 27.9M
Stock-Based Compensation i 7.7M 6.6M 9.0M 7.9M 7.1M
Working Capital Changes i 5.9M -9.0M -57.3M -24.8M -18.9M
Operating Cash Flow i 158.1M 147.7M 135.2M 175.6M 150.8M
Investing Activities
Capital Expenditures i -4.2M -5.1M -461.0K 2.3M -3.4M
Acquisitions i 18.4M 0 0 228.3M 0
Investment Purchases i -213.0M -17.1M -294.9M -2.3B -1.3B
Investment Sales i 546.3M 491.9M 555.7M 1.2B 678.9M
Investing Cash Flow i 308.0M 485.7M 250.7M -906.0M -615.8M
Financing Activities
Share Repurchases i 0 -4.5M -9.9M -33.0M -12.3M
Dividends Paid i -54.2M -53.1M -50.9M -50.8M -48.0M
Debt Issuance i 0 0 98.1M 72.5M 146.6M
Debt Repayment i -31.4M -16.1M -112.7M -19.2M -106.7M
Financing Cash Flow i -123.5M -409.7M 253.4M -30.6M -21.0M
Free Cash Flow i 171.8M 163.9M 160.9M 157.0M 159.0M
Net Change in Cash i 342.6M 223.8M 639.3M -761.1M -486.0M

Cash Flow Trend

First Busey Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 18.40
Forward P/E 9.27
Price to Book 0.86
Price to Sales 4.14
PEG Ratio 1.77

Profitability Ratios

Profit Margin 15.55%
Operating Margin 47.70%
Return on Equity 4.14%
Return on Assets 0.50%

Financial Health

Debt to Equity 0.21
Beta 0.78

Per Share Data

EPS (TTM) $1.26
Book Value per Share $27.08
Revenue per Share $7.32

Peer Financial Comparison

Company Market Cap P/E Ratio P/B Ratio ROE Profit Margin Debt/Equity
buse 2.1B 18.40 0.86 4.14% 15.55% 0.21
Nu Holdings 74.7B 32.19 7.64 27.88% 39.32% 0.36
U.S. Bancorp 73.5B 11.36 1.36 11.67% 27.00% 1.34
Webster Financial 9.8B 11.96 1.09 9.44% 34.45% 0.52
Western Alliance 9.2B 11.30 1.37 12.42% 27.12% 0.93
UMB Financial 9.0B 13.41 1.31 10.05% 27.11% 0.51

Financial data is updated regularly. All figures are in the company's reporting currency.