FirstCash Holdings (FCFS) | Financial Analysis & Statements
Financial Overview
Latest Annual: 2024Income Metrics
Revenue
3.4B
Gross Profit
1.6B
48.09%
Operating Income
450.4M
13.29%
Net Income
258.8M
7.64%
EPS (Diluted)
$5.73
Balance Sheet Metrics
Total Assets
4.5B
Total Liabilities
2.4B
Shareholders Equity
2.1B
Debt to Equity
1.18
Cash Flow Metrics
Operating Cash Flow
267.1M
Free Cash Flow
471.7M
Revenue & Profitability Trend
FirstCash Holdings Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 3.4B | 3.2B | 2.7B | 1.7B | 1.6B |
| Cost of Goods Sold | 1.8B | 1.6B | 1.5B | 779.8M | 720.1M |
| Gross Profit | 1.6B | 1.5B | 1.3B | 919.2M | 911.1M |
| Operating Expenses | 1.1B | 1.0B | 876.9M | 676.1M | 673.1M |
| Operating Income | 450.4M | 389.6M | 283.9M | 197.2M | 195.9M |
| Pre-tax Income | 342.8M | 292.8M | 323.6M | 166.5M | 143.7M |
| Income Tax | 84.0M | 73.5M | 70.1M | 41.6M | 37.1M |
| Net Income | 258.8M | 219.3M | 253.5M | 124.9M | 106.6M |
| EPS (Diluted) | $5.73 | $4.80 | $5.36 | $2.58 | $2.56 |
Income Statement Trend
FirstCash Holdings Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | 1.4B | 1.3B | 1.1B | 1.1B | 624.6M |
| Non-Current Assets | 3.1B | 3.0B | 2.8B | 2.7B | 1.7B |
| Total Assets | 4.5B | 4.3B | 3.9B | 3.8B | 2.4B |
| Liabilities | |||||
| Current Liabilities | 339.4M | 335.6M | 295.5M | 392.2M | 206.4M |
| Non-Current Liabilities | 2.1B | 2.0B | 1.7B | 1.6B | 882.0M |
| Total Liabilities | 2.4B | 2.3B | 2.0B | 2.0B | 1.1B |
| Equity | |||||
| Total Shareholders Equity | 2.1B | 2.0B | 1.9B | 1.8B | 1.3B |
Balance Sheet Composition
FirstCash Holdings Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 258.8M | 219.3M | 253.5M | 124.9M | 106.6M |
| Operating Cash Flow | 267.1M | 138.2M | 168.6M | 163.7M | 199.5M |
| Investing Activities | |||||
| Capital Expenditures | -68.2M | -60.1M | -35.6M | -42.0M | -37.5M |
| Investing Cash Flow | -355.5M | -391.9M | -253.5M | -665.1M | 25.2M |
| Financing Activities | |||||
| Dividends Paid | -65.8M | -61.9M | -59.6M | -47.5M | -44.8M |
| Financing Cash Flow | -38.2M | 51.3M | -139.3M | 712.6M | -403.2M |
| Free Cash Flow | 471.7M | 356.0M | 433.7M | 181.3M | 184.7M |
Cash Flow Trend
FirstCash Holdings Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
20.73
Forward P/E
16.36
Price to Book
2.79
Price to Sales
1.70
PEG Ratio
16.36
Profitability Ratios
Profit Margin
8.29%
Operating Margin
16.21%
Return on Equity
13.70%
Return on Assets
6.94%
Financial Health
Current Ratio
4.39
Debt to Equity
98.75
Beta
0.62
Per Share Data
EPS (TTM)
$6.25
Book Value per Share
$46.40
Revenue per Share
$75.61
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| fcfs | 5.7B | 20.73 | 2.79 | 13.70% | 8.29% | 98.75 |
| Visa | 679.7B | 34.97 | 17.57 | 50.66% | 52.86% | 54.59 |
| Mastercard | 492.5B | 37.98 | 73.98 | 187.70% | 45.21% | 280.80 |
| Synchrony Financial | 9.9B | - | 0.63 | 18.60% | 34.04% | 1.03 |
| SLM | 6.7B | 11.08 | 3.11 | 27.60% | 42.99% | 256.05 |
| OneMain Holdings | 6.4B | 11.42 | 1.96 | 17.46% | 21.95% | 655.31 |
Financial data is updated regularly. All figures are in the company's reporting currency.