Hope Bancorp Inc. | Small-cap | Financial Services
$10.49
-4.11%
| Hope Bancorp Stock Comparison:
Hope Bancorp vs Nu HoldingsHope Bancorp vs U.S. BancorpHope Bancorp vs OFG BancorpHope Bancorp vs Northwest BancsharesHope Bancorp vs LendingClubHope Bancorp vs S&P 500 | Market
TL;DR Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Jun 2025

Income Metrics

Revenue 94.6M
Net Income -27.9M -29.48%
EPS (Diluted) $-0.22

Balance Sheet Metrics

Total Assets 17.1B
Total Liabilities 14.9B
Shareholders Equity 2.2B
Debt to Equity 6.90

Cash Flow Metrics

Operating Cash Flow 18.8M
Free Cash Flow 24.0M

Revenue & Profitability Trend

Hope Bancorp Income Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Revenue i 473.9M 571.4M 629.8M 556.4M 514.1M
Cost of Goods Sold i - - - - -
Gross Profit i - - - - -
Gross Margin % i 0.0% 0.0% 0.0% 0.0% 0.0%
Operating Expenses
Research & Development i - - - - -
Selling, General & Administrative i 189.4M 225.1M 211.0M 180.3M 174.8M
Other Operating Expenses i - - - - -
Total Operating Expenses i 189.4M 225.1M 211.0M 180.3M 174.8M
Operating Income i - - - - -
Operating Margin % i 0.0% 0.0% 0.0% 0.0% 0.0%
Non-Operating Items
Interest Income i - - - - -
Interest Expense i - - - - -
Other Non-Operating Income - - - - -
Pre-tax Income i 133.0M 177.9M 296.0M 275.3M 142.3M
Income Tax i 33.3M 44.2M 77.8M 70.7M 30.8M
Effective Tax Rate % i 25.1% 24.9% 26.3% 25.7% 21.6%
Net Income i 99.6M 133.7M 218.3M 204.6M 111.5M
Net Margin % i 21.0% 23.4% 34.7% 36.8% 21.7%
Key Metrics
EBITDA i - - - - -
EPS (Basic) i $0.83 $1.11 $1.82 $1.67 $0.90
EPS (Diluted) i $0.82 $1.11 $1.81 $1.66 $0.90
Basic Shares Outstanding i 120755658 119906109 119824970 122321768 123501401
Diluted Shares Outstanding i 120755658 119906109 119824970 122321768 123501401

Income Statement Trend

Hope Bancorp Balance Sheet From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Assets
Current Assets
Cash & Equivalents i 458.2M 1.9B 507.5M 329.1M 379.2M
Short-term Investments i 0 2.1B 2.0B 2.7B 2.3B
Accounts Receivable i 51.2M 61.7M 55.5M 41.8M 59.4M
Inventory i - - - - -
Other Current Assets - - - - -
Total Current Assets i - - - - -
Non-Current Assets
Property, Plant & Equipment i 39.6M 46.7M 55.2M 52.8M 47.8M
Goodwill i 931.2M 932.8M 934.6M 936.6M 938.6M
Intangible Assets i 2.3M 3.9M 5.7M 7.7M 9.7M
Long-term Investments - - - - -
Other Non-Current Assets - - - - -
Total Non-Current Assets i - - - - -
Total Assets i 17.1B - - - -
Liabilities
Current Liabilities
Accounts Payable i 93.8M 168.2M 26.7M 4.3M 14.7M
Short-term Debt i - - - - -
Current Portion of Long-term Debt - - - - -
Other Current Liabilities - - - - -
Total Current Liabilities i - - - - -
Non-Current Liabilities
Long-term Debt i 392.6M 2.0B 1.2B 678.9M 610.8M
Deferred Tax Liabilities i - - - - -
Other Non-Current Liabilities - - - - -
Total Non-Current Liabilities i - - - - -
Total Liabilities i 14.9B - - - -
Equity
Common Stock i 138.0K 138.0K 137.0K 136.0K 136.0K
Retained Earnings i 1.2B 1.2B 1.1B 932.6M 785.9M
Treasury Stock i 264.7M 264.7M 264.7M 250.0M 200.0M
Other Equity - - - - -
Total Shareholders Equity i 2.1B 2.1B 2.0B 2.1B 2.1B
Key Metrics
Total Debt i 392.6M 2.0B 1.2B 678.9M 610.8M
Working Capital i 0 0 0 0 0

Balance Sheet Composition

Hope Bancorp Cash Flow Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Operating Activities
Net Income i 99.6M 133.7M 218.3M 204.6M 111.5M
Depreciation & Amortization i - - - - -
Stock-Based Compensation i 8.9M 12.3M 12.3M 8.4M 8.1M
Working Capital Changes i -70.0M 216.4M 64.6M 42.7M -84.5M
Operating Cash Flow i 68.0M 442.9M 464.6M 310.2M 55.4M
Investing Activities
Capital Expenditures i -9.8M -13.1M -9.1M -7.2M -5.0M
Acquisitions i - - - - -
Investment Purchases i -296.9M -472.7M -258.3M -1.2B -1.3B
Investment Sales i 596.2M 333.9M 356.9M 696.0M 733.6M
Investing Cash Flow i 290.1M -158.9M 89.9M -458.2M -562.5M
Financing Activities
Share Repurchases i 0 0 -14.7M -50.0M -36.8M
Dividends Paid i -67.5M -67.1M -67.1M -68.7M -69.2M
Debt Issuance i 1.9B 41.6B 40.3B 2.3B 1.4B
Debt Repayment i -3.4B -40.8B -39.7B -2.3B -1.7B
Financing Cash Flow i -1.6B 643.6M 479.7M -72.0M -485.8M
Free Cash Flow i 106.9M 460.7M 476.4M 317.0M 160.9M
Net Change in Cash i -1.3B 927.6M 1.0B -219.9M -992.9M

Cash Flow Trend

Hope Bancorp Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 31.31
Forward P/E 9.13
Price to Book 0.63
Price to Sales 3.45
PEG Ratio -0.15

Profitability Ratios

Profit Margin 10.11%
Operating Margin -13.13%
Return on Equity 1.92%
Return on Assets 0.23%

Financial Health

Debt to Equity 0.11
Beta 0.91

Per Share Data

EPS (TTM) $0.35
Book Value per Share $17.36
Revenue per Share $3.37

Peer Financial Comparison

Company Market Cap P/E Ratio P/B Ratio ROE Profit Margin Debt/Equity
hope 1.4B 31.31 0.63 1.92% 10.11% 0.11
Nu Holdings 74.7B 32.19 7.64 27.88% 39.32% 0.36
U.S. Bancorp 73.5B 11.36 1.36 11.67% 27.00% 1.34
OFG Bancorp 1.9B 9.95 1.42 15.20% 31.43% 0.38
Northwest Bancshares 1.8B 11.13 0.97 8.97% 25.54% 0.29
LendingClub 1.8B 24.06 1.26 5.50% 5.93% 1.59

Financial data is updated regularly. All figures are in the company's reporting currency.