TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Mar 2025

Income Metrics

Revenue 116.5M
Net Income 21.1M 18.11%
EPS (Diluted) $0.17

Balance Sheet Metrics

Total Assets 17.1B
Total Liabilities 14.9B
Shareholders Equity 2.2B
Debt to Equity 6.90

Cash Flow Metrics

Operating Cash Flow 18.8M
Free Cash Flow 24.0M

Revenue & Profitability Trend

Hope Bancorp Income Statement From 2020 to 2024

Metric20242023202220212020
Revenue i473.9M571.4M629.8M556.4M514.1M
Cost of Goods Sold i-----
Gross Profit i-----
Gross Margin % i0.0%0.0%0.0%0.0%0.0%
Operating Expenses
Research & Development i-----
Selling, General & Administrative i189.4M225.1M211.0M180.3M174.8M
Other Operating Expenses i-----
Total Operating Expenses i189.4M225.1M211.0M180.3M174.8M
Operating Income i-----
Operating Margin % i0.0%0.0%0.0%0.0%0.0%
Non-Operating Items
Interest Income i-----
Interest Expense i-----
Other Non-Operating Income-----
Pre-tax Income i133.0M177.9M296.0M275.3M142.3M
Income Tax i33.3M44.2M77.8M70.7M30.8M
Effective Tax Rate % i25.1%24.9%26.3%25.7%21.6%
Net Income i99.6M133.7M218.3M204.6M111.5M
Net Margin % i21.0%23.4%34.7%36.8%21.7%
Key Metrics
EBITDA i-----
EPS (Basic) i$0.83$1.11$1.82$1.67$0.90
EPS (Diluted) i$0.82$1.11$1.81$1.66$0.90
Basic Shares Outstanding i120583147119906109119824970122321768123501401
Diluted Shares Outstanding i120583147119906109119824970122321768123501401

Income Statement Trend

Hope Bancorp Balance Sheet From 2020 to 2024

Metric20242023202220212020
Assets
Current Assets
Cash & Equivalents i458.2M1.9B507.5M329.1M379.2M
Short-term Investments i02.1B2.0B2.7B2.3B
Accounts Receivable i51.2M61.7M55.5M41.8M59.4M
Inventory i-----
Other Current Assets-----
Total Current Assets i-----
Non-Current Assets
Property, Plant & Equipment i39.6M46.7M55.2M52.8M47.8M
Goodwill i931.2M932.8M934.6M936.6M938.6M
Intangible Assets i2.3M3.9M5.7M7.7M9.7M
Long-term Investments-----
Other Non-Current Assets-----
Total Non-Current Assets i-----
Total Assets i17.1B----
Liabilities
Current Liabilities
Accounts Payable i93.8M168.2M26.7M4.3M14.7M
Short-term Debt i-----
Current Portion of Long-term Debt-----
Other Current Liabilities-----
Total Current Liabilities i-----
Non-Current Liabilities
Long-term Debt i392.6M2.0B1.2B678.9M610.8M
Deferred Tax Liabilities i-----
Other Non-Current Liabilities-----
Total Non-Current Liabilities i-----
Total Liabilities i14.9B----
Equity
Common Stock i138.0K138.0K137.0K136.0K136.0K
Retained Earnings i1.2B1.2B1.1B932.6M785.9M
Treasury Stock i264.7M264.7M264.7M250.0M200.0M
Other Equity-----
Total Shareholders Equity i2.1B2.1B2.0B2.1B2.1B
Key Metrics
Total Debt i392.6M2.0B1.2B678.9M610.8M
Working Capital i00000

Balance Sheet Composition

Hope Bancorp Cash Flow Statement From 2020 to 2024

Metric20242023202220212020
Operating Activities
Net Income i99.6M133.7M218.3M204.6M111.5M
Depreciation & Amortization i-----
Stock-Based Compensation i8.9M12.3M12.3M8.4M8.1M
Working Capital Changes i-70.0M216.4M64.6M42.7M-84.5M
Operating Cash Flow i68.0M442.9M464.6M310.2M55.4M
Investing Activities
Capital Expenditures i-9.8M-13.1M-9.1M-7.2M-5.0M
Acquisitions i-----
Investment Purchases i-296.9M-472.7M-258.3M-1.2B-1.3B
Investment Sales i596.2M333.9M356.9M696.0M733.6M
Investing Cash Flow i290.1M-158.9M89.9M-458.2M-562.5M
Financing Activities
Share Repurchases i00-14.7M-50.0M-36.8M
Dividends Paid i-67.5M-67.1M-67.1M-68.7M-69.2M
Debt Issuance i1.9B41.6B40.3B2.3B1.4B
Debt Repayment i-3.4B-40.8B-39.7B-2.3B-1.7B
Financing Cash Flow i-1.6B643.6M479.7M-72.0M-485.8M
Free Cash Flow i106.9M460.7M476.4M317.0M160.9M
Net Change in Cash i-1.3B927.6M1.0B-219.9M-992.9M

Cash Flow Trend

Hope Bancorp Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 31.53
Forward P/E 9.20
Price to Book 0.64
Price to Sales 3.43
PEG Ratio -0.15

Profitability Ratios

Profit Margin 10.11%
Operating Margin -13.13%
Return on Equity 1.92%
Return on Assets 0.23%

Financial Health

Debt to Equity 0.11
Beta 0.92

Per Share Data

EPS (TTM) $0.35
Book Value per Share $17.36
Revenue per Share $3.37

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
hope1.4B31.530.641.92%10.11%0.11
U.S. Bancorp 75.1B11.551.3811.67%27.00%1.34
Deutsche Bank AG 71.6B13.040.918.14%20.55%6.12
Nicolet Bankshares 2.0B15.601.7111.89%37.26%0.11
OFG Bancorp 2.0B10.481.4915.20%31.43%0.38
City Holding Company 1.9B15.682.4716.84%40.61%0.69

Financial data is updated regularly. All figures are in the company's reporting currency.