Hope Bancorp (HOPE) | Financial Analysis & Statements
Hope Bancorp Inc. Small-cap Financial Services
TL;DR: Financial Overview - Revenue, Profits & Key Metrics
Latest Quarterly: Dec 2025Income Metrics
Revenue
145.6M
Net Income
37.5M
25.78%
EPS (Diluted)
$0.27
Balance Sheet Metrics
Total Assets
18.5B
Total Liabilities
16.2B
Shareholders Equity
2.3B
Debt to Equity
7.12
Cash Flow Metrics
Operating Cash Flow
54.5M
Free Cash Flow
73.4M
Revenue & Profitability Trend
Quarter Income Flow
Dec 31, 2025
Annual Income Flow
2025
Hope Bancorp Income Statement From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 498.7M | 473.9M | 571.4M | 629.8M | 556.4M |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Gross Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Operating Expenses | |||||
| Research & Development | - | - | - | - | - |
| Selling, General & Administrative | 224.4M | 189.4M | 225.1M | 211.0M | 180.3M |
| Other Operating Expenses | - | - | - | - | - |
| Total Operating Expenses | 224.4M | 189.4M | 225.1M | 211.0M | 180.3M |
| Operating Income | - | - | - | - | - |
| Operating Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Non-Operating Items | |||||
| Interest Income | - | - | - | - | - |
| Interest Expense | - | - | - | - | - |
| Other Non-Operating Income | - | - | - | - | - |
| Pre-tax Income | 77.3M | 133.0M | 177.9M | 296.0M | 275.3M |
| Income Tax | 15.7M | 33.3M | 44.2M | 77.8M | 70.7M |
| Effective Tax Rate % | 20.3% | 25.1% | 24.9% | 26.3% | 25.7% |
| Net Income | 61.6M | 99.6M | 133.7M | 218.3M | 204.6M |
| Net Margin % | 12.3% | 21.0% | 23.4% | 34.7% | 36.8% |
| Key Metrics | |||||
| EBITDA | - | - | - | - | - |
| EPS (Basic) | - | $0.83 | $1.11 | $1.82 | $1.67 |
| EPS (Diluted) | - | $0.82 | $1.11 | $1.81 | $1.66 |
| Basic Shares Outstanding | - | 120755658 | 119906109 | 119824970 | 122321768 |
| Diluted Shares Outstanding | - | 120755658 | 119906109 | 119824970 | 122321768 |
Income Statement Trend
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Hope Bancorp Balance Sheet From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | |||||
| Cash & Equivalents | 560.1M | 458.2M | 1.9B | 507.5M | 329.1M |
| Short-term Investments | 0 | 0 | 2.1B | 2.0B | 2.7B |
| Accounts Receivable | 52.2M | 51.2M | 61.7M | 55.5M | 41.8M |
| Inventory | - | - | - | - | - |
| Other Current Assets | - | - | - | - | - |
| Total Current Assets | - | - | - | - | - |
| Non-Current Assets | |||||
| Property, Plant & Equipment | 57.6M | 39.6M | 46.7M | 55.2M | 52.8M |
| Goodwill | 1.0B | 931.2M | 932.8M | 934.6M | 936.6M |
| Intangible Assets | 45.0M | 2.3M | 3.9M | 5.7M | 7.7M |
| Long-term Investments | - | - | - | - | - |
| Other Non-Current Assets | - | - | - | - | - |
| Total Non-Current Assets | - | - | - | - | - |
| Total Assets | 18.5B | 17.1B | - | - | - |
| Liabilities | |||||
| Current Liabilities | |||||
| Accounts Payable | 78.3M | 93.8M | 168.2M | 26.7M | 4.3M |
| Short-term Debt | - | - | - | - | - |
| Current Portion of Long-term Debt | - | - | - | - | - |
| Other Current Liabilities | - | - | - | - | - |
| Total Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | |||||
| Long-term Debt | 455.1M | 392.6M | 2.0B | 1.2B | 678.9M |
| Deferred Tax Liabilities | - | - | - | - | - |
| Other Non-Current Liabilities | - | - | - | - | - |
| Total Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 16.2B | 14.9B | - | - | - |
| Equity | |||||
| Common Stock | 146.0K | 138.0K | 138.0K | 137.0K | 136.0K |
| Retained Earnings | 1.2B | 1.2B | 1.2B | 1.1B | 932.6M |
| Treasury Stock | 264.7M | 264.7M | 264.7M | 264.7M | 250.0M |
| Other Equity | - | - | - | - | - |
| Total Shareholders Equity | 2.3B | 2.1B | 2.1B | 2.0B | 2.1B |
| Key Metrics | |||||
| Total Debt | 455.1M | 392.6M | 2.0B | 1.2B | 678.9M |
| Working Capital | 0 | 0 | 0 | 0 | 0 |
Balance Sheet Composition
Hope Bancorp Cash Flow Statement From 2021 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 61.6M | 99.6M | 133.7M | 218.3M | 204.6M |
| Depreciation & Amortization | - | - | - | - | - |
| Stock-Based Compensation | 7.7M | 8.9M | 12.3M | 12.3M | 8.4M |
| Working Capital Changes | -70.1M | -70.0M | 216.4M | 64.6M | 42.7M |
| Operating Cash Flow | 46.1M | 68.0M | 442.9M | 464.6M | 310.2M |
| Investing Activities | |||||
| Capital Expenditures | -13.1M | -9.8M | -13.1M | -9.1M | -7.2M |
| Acquisitions | 86.9M | - | - | - | - |
| Investment Purchases | -868.7M | -296.9M | -472.7M | -258.3M | -1.2B |
| Investment Sales | 1.4B | 596.2M | 333.9M | 356.9M | 696.0M |
| Investing Cash Flow | 661.0M | 290.1M | -158.9M | 89.9M | -458.2M |
| Financing Activities | |||||
| Share Repurchases | - | 0 | 0 | -14.7M | -50.0M |
| Dividends Paid | -70.7M | -67.5M | -67.1M | -67.1M | -68.7M |
| Debt Issuance | 701.2M | 1.9B | 41.6B | 40.3B | 2.3B |
| Debt Repayment | -815.2M | -3.4B | -40.8B | -39.7B | -2.3B |
| Financing Cash Flow | -187.4M | -1.6B | 643.6M | 479.7M | -72.0M |
| Free Cash Flow | 151.5M | 106.9M | 460.7M | 476.4M | 317.0M |
| Net Change in Cash | 519.7M | -1.3B | 927.6M | 1.0B | -219.9M |
Cash Flow Trend
Hope Bancorp Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
25.63
Forward P/E
8.08
Price to Book
0.71
Price to Sales
3.52
PEG Ratio
0.77
Profitability Ratios
Profit Margin
13.50%
Operating Margin
33.01%
Return on Equity
2.79%
Return on Assets
0.35%
Financial Health
Debt to Equity
0.22
Beta
0.78
Per Share Data
EPS (TTM)
$0.49
Book Value per Share
$17.81
Revenue per Share
$3.61
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| HOPE | 1.6B | 25.63 | 0.71 | 2.79% | 13.50% | 0.22 |
| U.S. Bancorp | 88.1B | 11.92 | 1.51 | 12.35% | 29.29% | 1.21 |
| PNC Financial | 70.3B | 12.56 | 1.39 | 11.33% | 28.75% | 1.12 |
| OFG Bancorp | 2.0B | 9.24 | 1.39 | 16.04% | 33.64% | 0.42 |
| Northwest Bancshares | 2.0B | 14.37 | 1.02 | 7.23% | 21.03% | 0.41 |
| Pathward Financial | 2.0B | 11.91 | 2.54 | 23.57% | 24.31% | 0.07 |
Financial data is updated regularly. All figures are in the company's reporting currency.





