Sezzle Inc. | Mid-cap | Financial Services
$172.30
2.82%
| Sezzle Stock Comparison:
Sezzle vs VisaSezzle vs MastercardSezzle vs Synchrony FinancialSezzle vs SLMSezzle vs OneMain HoldingsSezzle vs S&P 500 | Market
Overview Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

Financial Overview

Latest Annual: 2024

Income Metrics

Revenue 271.1M
Gross Profit 219.4M 80.91%
Operating Income 82.2M 30.33%
Net Income 78.5M 28.96%
EPS (Diluted) $2.19

Balance Sheet Metrics

Total Assets 298.4M
Total Liabilities 210.5M
Shareholders Equity 87.8M
Debt to Equity 2.40

Cash Flow Metrics

Operating Cash Flow -36.3M
Free Cash Flow 39.4M

Revenue & Profitability Trend

Sezzle Income Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Revenue 271.1M 159.4M 125.6M 72.8M 37.3M
Cost of Goods Sold 51.8M 85.6M 92.0M - 14.3M
Gross Profit 219.4M 73.8M 33.6M 72.8M 23.0M
Operating Expenses 82.1M 28.4M 43.6M 116.4M 40.8M
Operating Income 82.2M 22.2M -39.4M -43.6M -17.8M
Pre-tax Income 67.3M 7.7M -38.0M -47.6M -20.5M
Income Tax -11.2M 611.5K 69.4K 37.0K 19.6K
Net Income 78.5M 7.1M -38.1M -47.7M -20.5M
EPS (Diluted) $2.19 $1.25 -$6.84 -$14.44 -$6.46

Income Statement Trend

Sezzle Balance Sheet From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Assets
Current Assets 257.6M 209.0M 170.1M 140.3M 109.7M
Non-Current Assets 40.8M 3.6M 2.4M 1.3M 704.0K
Total Assets 298.4M 212.6M 172.6M 141.6M 110.4M
Liabilities
Current Liabilities 105.7M 187.3M 99.2M 68.2M 43.3M
Non-Current Liabilities 104.9M 3.3M 64.5M 49.5M 29.0M
Total Liabilities 210.5M 190.6M 163.7M 117.7M 72.4M
Equity
Total Shareholders Equity 87.8M 22.1M 8.8M 24.0M 38.0M

Balance Sheet Composition

Sezzle Cash Flow Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Operating Activities
Net Income 78.5M 7.1M -38.1M - -
Operating Cash Flow -36.3M -54.1M -33.5M - -
Investing Activities
Capital Expenditures -69.8K -81.6K -52.2K -434.9K -260.5K
Investing Cash Flow -69.8K -81.6K -52.2K -434.9K -260.5K
Financing Activities
Dividends Paid - - - - -
Financing Cash Flow -14.7M 28.2M -16.1M 40.1M 47.6M
Free Cash Flow 39.4M -27.1M 7.5M -46.6M -16.2M

Cash Flow Trend

Sezzle Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 54.09
Forward P/E 12.91
Price to Book 43.24
Price to Sales 16.20
PEG Ratio 12.91

Profitability Ratios

Profit Margin 32.42%
Operating Margin 59.76%
Return on Equity 137.32%
Return on Assets 45.83%

Financial Health

Current Ratio 2.62
Debt to Equity 56.29

Per Share Data

EPS (TTM) $2.96
Book Value per Share $3.70
Revenue per Share $9.77

Peer Financial Comparison

Company Market Cap P/E Ratio P/B Ratio ROE Profit Margin Debt/Equity
sezl 5.3B 54.09 43.24 137.32% 32.42% 56.29
Visa 679.7B 34.97 17.57 50.66% 52.86% 54.59
Mastercard 492.5B 37.98 73.98 187.70% 45.21% 280.80
Synchrony Financial 9.9B - 0.63 18.60% 34.04% 1.03
SLM 6.7B 11.08 3.11 27.60% 42.99% 256.05
OneMain Holdings 6.4B 11.42 1.96 17.46% 21.95% 655.31

Financial data is updated regularly. All figures are in the company's reporting currency.