Triumph Financial (TFIN) | Financial Analysis & Statements
Financial Overview
Latest Annual: 2024Income Metrics
Revenue
415.6M
Net Income
16.1M
3.87%
EPS (Diluted)
$0.54
Balance Sheet Metrics
Total Assets
5.9B
Total Liabilities
5.1B
Shareholders Equity
890.9M
Debt to Equity
5.68
Cash Flow Metrics
Operating Cash Flow
41.2M
Free Cash Flow
-28.6M
Revenue & Profitability Trend
Triumph Financial Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 415.6M | 417.5M | 484.2M | 423.6M | 335.4M |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 228.5M | 220.0M | 211.1M | 181.5M | 133.2M |
| Operating Income | - | - | - | - | - |
| Pre-tax Income | 20.5M | 52.8M | 137.0M | 145.0M | 84.7M |
| Income Tax | 4.4M | 11.7M | 34.7M | 32.0M | 20.7M |
| Net Income | 16.1M | 41.1M | 102.3M | 113.0M | 64.0M |
| EPS (Diluted) | $0.54 | $1.61 | $3.96 | $4.35 | $2.53 |
Income Statement Trend
Triumph Financial Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | - | - | - | - | - |
| Non-Current Assets | - | - | - | - | - |
| Total Assets | 5.9B | - | - | - | - |
| Liabilities | |||||
| Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 5.1B | - | - | - | - |
| Equity | |||||
| Total Shareholders Equity | 890.9M | 864.4M | 889.0M | 858.9M | 726.8M |
Balance Sheet Composition
Triumph Financial Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 16.1M | 41.1M | 102.3M | 113.0M | 64.0M |
| Operating Cash Flow | 41.2M | 54.2M | 113.9M | 158.9M | 86.0M |
| Investing Activities | |||||
| Capital Expenditures | -62.8M | -23.9M | -10.9M | -14.4M | -17.6M |
| Investing Cash Flow | -171.8M | -57.9M | 5.8M | -69.8M | 16.8M |
| Financing Activities | |||||
| Dividends Paid | -3.2M | -3.2M | -3.2M | -3.2M | -1.7M |
| Financing Cash Flow | -271.0M | 140.2M | -257.1M | -75.9M | -128.2M |
| Free Cash Flow | -28.6M | 16.2M | 63.6M | 122.6M | 79.8M |
Cash Flow Trend
Triumph Financial Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
174.16
Forward P/E
39.78
Price to Book
1.77
Price to Sales
3.80
PEG Ratio
39.78
Profitability Ratios
Profit Margin
2.98%
Operating Margin
5.18%
Return on Equity
1.35%
Return on Assets
0.20%
Financial Health
Debt to Equity
0.39
Beta
1.32
Per Share Data
EPS (TTM)
$0.37
Book Value per Share
$36.32
Revenue per Share
$17.21
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| tfin | 1.5B | 174.16 | 1.77 | 1.35% | 2.98% | 0.39 |
| PNC Financial | 70.3B | 12.56 | 1.39 | 11.33% | 28.75% | 1.12 |
| U.S. Bancorp | 69.7B | 11.08 | 1.31 | 11.53% | 26.38% | 1.34 |
| Enterprise Financial | 2.1B | 11.30 | 1.18 | 10.82% | 31.46% | 0.34 |
| OFG Bancorp | 2.0B | 10.67 | 1.55 | 15.46% | 31.15% | 0.21 |
Financial data is updated regularly. All figures are in the company's reporting currency.