Xp (XP) | Financial Analysis & Statements
Financial Overview
Latest Annual: 2024Income Metrics
Revenue
7.4B
Gross Profit
1.9B
25.45%
Operating Income
-3.9B
-52.74%
Net Income
4.5B
60.81%
EPS (Diluted)
$8.23
Balance Sheet Metrics
Total Assets
347.5B
Total Liabilities
327.4B
Shareholders Equity
20.0B
Debt to Equity
16.33
Cash Flow Metrics
Operating Cash Flow
-23.0B
Free Cash Flow
10.8B
Revenue & Profitability Trend
Xp Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 7.4B | 6.5B | 5.9B | 6.2B | 5.0B |
| Cost of Goods Sold | 5.5B | 5.8B | 5.5B | 4.8B | 3.5B |
| Gross Profit | 1.9B | 761.1M | 472.1M | 1.4B | 1.5B |
| Operating Expenses | 5.2B | 3.9B | 3.7B | 2.9B | 1.9B |
| Operating Income | -3.9B | -3.8B | -3.6B | -1.9B | -615.3M |
| Pre-tax Income | 5.0B | 3.9B | 3.4B | 3.8B | 2.4B |
| Income Tax | 471.1M | 37.0M | -135.6M | 222.7M | 339.9M |
| Net Income | 4.5B | 3.9B | 3.6B | 3.6B | 2.1B |
| EPS (Diluted) | $8.23 | $7.16 | $6.25 | $6.26 | $3.71 |
Income Statement Trend
Xp Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | 158.1B | 99.7B | 76.1B | 62.5B | 34.6B |
| Non-Current Assets | 189.4B | 149.3B | 115.9B | 76.8B | 61.4B |
| Total Assets | 347.5B | 249.0B | 192.0B | 139.3B | 96.0B |
| Liabilities | |||||
| Current Liabilities | 196.1B | 126.3B | 105.4B | 75.2B | 60.3B |
| Non-Current Liabilities | 131.3B | 103.3B | 69.6B | 49.7B | 24.9B |
| Total Liabilities | 327.4B | 229.6B | 175.0B | 124.9B | 85.1B |
| Equity | |||||
| Total Shareholders Equity | 20.0B | 19.5B | 17.0B | 14.4B | 10.9B |
Balance Sheet Composition
Xp Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 5.0B | 3.9B | 3.4B | 3.8B | 2.4B |
| Operating Cash Flow | -23.0B | -3.8B | -14.7B | -15.8B | -2.0B |
| Investing Activities | |||||
| Capital Expenditures | -134.8M | -66.0M | -44.6M | -135.4M | -145.2M |
| Investing Cash Flow | -1.5B | 669.0M | -288.9M | -933.2M | -435.6M |
| Financing Activities | |||||
| Dividends Paid | -2.0B | -3.5B | 0 | 0 | 0 |
| Financing Cash Flow | -5.8B | -4.4B | -200.3M | 6.6B | 788.7M |
| Free Cash Flow | 10.8B | 7.9B | 1.7B | -4.4B | 1.2B |
Cash Flow Trend
Xp Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
12.26
Forward P/E
11.53
Price to Book
0.49
Price to Sales
0.61
PEG Ratio
11.53
Profitability Ratios
Profit Margin
28.52%
Operating Margin
30.39%
Return on Equity
22.77%
Return on Assets
1.50%
Financial Health
Current Ratio
1.28
Debt to Equity
736.74
Beta
1.17
Per Share Data
EPS (TTM)
$1.57
Book Value per Share
$39.60
Revenue per Share
$30.74
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| xp | 10.1B | 12.26 | 0.49 | 22.77% | 28.52% | 736.74 |
| Morgan Stanley | 218.0B | 15.91 | 2.25 | 13.88% | 22.35% | 416.64 |
| Goldman Sachs | 196.6B | 14.88 | 1.73 | 12.22% | 28.06% | 593.34 |
| Charles Schwab | 162.3B | 27.07 | 4.02 | 14.12% | 31.71% | 110.20 |
| Interactive Brokers | 86.8B | 28.36 | 4.97 | 22.25% | 14.68% | 98.08 |
| Robinhood Markets | 67.4B | 43.63 | 8.49 | 21.43% | 48.77% | 118.06 |
Financial data is updated regularly. All figures are in the company's reporting currency.