
Manappuram Finance (MANAPPURAM) | Financial Analysis & Statements
TL;DR: Financial Overview - Revenue, Profits & Key Metrics
Latest Quarterly: Jun 2025Income Metrics
Revenue
13.9B
Net Income
1.3B
9.54%
EPS (Diluted)
₹1.57
Balance Sheet Metrics
Total Assets
492.0B
Total Liabilities
367.6B
Shareholders Equity
124.5B
Debt to Equity
2.95
Cash Flow Metrics
Revenue & Profitability Trend
Manappuram Finance Income Statement From 2021 to 2025
Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
---|---|---|---|---|---|
Revenue | 63.5B | 59.6B | 44.6B | 40.4B | 41.2B |
Cost of Goods Sold | - | - | - | - | - |
Gross Profit | - | - | - | - | - |
Gross Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Operating Expenses | |||||
Research & Development | - | - | - | - | - |
Selling, General & Administrative | 1.6B | 1.3B | 1.1B | 1.2B | 674.1M |
Other Operating Expenses | 4.4B | 4.2B | 3.5B | 3.2B | 2.6B |
Total Operating Expenses | 6.0B | 5.5B | 4.5B | 4.4B | 3.3B |
Operating Income | - | - | - | - | - |
Operating Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Non-Operating Items | |||||
Interest Income | - | - | - | - | - |
Interest Expense | - | - | - | - | - |
Other Non-Operating Income | - | - | - | - | - |
Pre-tax Income | 16.7B | 29.6B | 20.4B | 17.8B | 23.2B |
Income Tax | 4.6B | 7.6B | 5.4B | 4.5B | 5.9B |
Effective Tax Rate % | 27.7% | 25.7% | 26.5% | 25.5% | 25.5% |
Net Income | 12.0B | 22.0B | 15.0B | 13.3B | 17.2B |
Net Margin % | 19.0% | 36.9% | 33.6% | 32.9% | 41.9% |
Key Metrics | |||||
EBITDA | - | - | - | - | - |
EPS (Basic) | ₹14.37 | ₹25.86 | ₹17.67 | ₹15.70 | ₹20.40 |
EPS (Diluted) | ₹14.37 | ₹25.86 | ₹17.67 | ₹15.70 | ₹20.40 |
Basic Shares Outstanding | 846434729 | 846417680 | 846394729 | 846382729 | 845729191 |
Diluted Shares Outstanding | 846434729 | 846417680 | 846394729 | 846382729 | 845729191 |
Income Statement Trend
Manappuram Finance Balance Sheet From 2021 to 2025
Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
---|---|---|---|---|---|
Assets | |||||
Current Assets | |||||
Cash & Equivalents | 35.7B | 28.3B | 29.3B | 25.8B | 27.3B |
Short-term Investments | - | - | - | - | - |
Accounts Receivable | - | - | - | - | - |
Inventory | - | - | - | - | - |
Other Current Assets | - | - | - | - | - |
Total Current Assets | - | - | - | - | - |
Non-Current Assets | |||||
Property, Plant & Equipment | 5.6B | 5.7B | 6.0B | 6.4B | 5.9B |
Goodwill | 1.2B | 1.1B | 1.0B | 995.0M | 988.8M |
Intangible Assets | 528.8M | 355.5M | 304.0M | 283.8M | 277.5M |
Long-term Investments | - | - | - | - | - |
Other Non-Current Assets | - | - | - | - | - |
Total Non-Current Assets | - | - | - | - | - |
Total Assets | 492.0B | 467.5B | - | - | - |
Liabilities | |||||
Current Liabilities | |||||
Accounts Payable | 2.2B | 2.1B | 1.6B | 1.7B | 1.4B |
Short-term Debt | - | - | - | - | - |
Current Portion of Long-term Debt | - | - | - | - | - |
Other Current Liabilities | - | - | - | - | - |
Total Current Liabilities | - | - | - | - | - |
Non-Current Liabilities | |||||
Long-term Debt | 360.8B | 343.2B | 291.7B | 248.2B | 233.3B |
Deferred Tax Liabilities | - | - | - | - | - |
Other Non-Current Liabilities | - | - | - | - | - |
Total Non-Current Liabilities | - | - | - | - | - |
Total Liabilities | 367.6B | 351.7B | - | - | - |
Equity | |||||
Common Stock | 1.7B | 1.7B | 1.7B | 1.7B | 1.7B |
Retained Earnings | 75.2B | 70.0B | 55.2B | 45.7B | 38.1B |
Treasury Stock | - | - | - | - | - |
Other Equity | - | - | - | - | - |
Total Shareholders Equity | 124.5B | 115.8B | 96.7B | 83.8B | 73.5B |
Key Metrics | |||||
Total Debt | 360.8B | 343.2B | 291.7B | 248.2B | 233.3B |
Working Capital | 0 | 0 | 0 | 0 | 0 |
Balance Sheet Composition
Manappuram Finance Cash Flow Statement From 2021 to 2025
Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
---|---|---|---|---|---|
Operating Activities | |||||
Net Income | 16.7B | 29.6B | 20.4B | 17.8B | 23.2B |
Depreciation & Amortization | - | - | - | - | - |
Stock-Based Compensation | 0 | 430.0K | 280.0K | -370.0K | -125.4M |
Working Capital Changes | -690.8M | 565.7M | 186.0M | 385.5M | -2.4B |
Operating Cash Flow | -19.8B | 302.0M | -6.0B | -7.7B | -19.2B |
Investing Activities | |||||
Capital Expenditures | -511.7M | 8.8M | 10.7M | 11.4M | 8.8M |
Acquisitions | - | 0 | 0 | 0 | -217.9M |
Investment Purchases | -1.5B | - | - | - | - |
Investment Sales | - | - | - | - | - |
Investing Cash Flow | -2.3B | -371.1M | -1.7B | 581.6M | -138.7M |
Financing Activities | |||||
Share Repurchases | 0 | 0 | -20.0K | 0 | -323.1M |
Dividends Paid | -3.4B | -2.9B | -2.6B | -2.5B | -1.1B |
Debt Issuance | 16.2B | - | - | - | - |
Debt Repayment | - | - | - | - | - |
Financing Cash Flow | 12.8B | -2.1B | -119.6M | -2.5B | -1.3B |
Free Cash Flow | -6.6B | -35.2B | -32.8B | -5.9B | -6.7B |
Net Change in Cash | -9.3B | -2.2B | -7.8B | -9.6B | -20.6B |
Cash Flow Trend
Manappuram Finance Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
30.00
Forward P/E
11.63
Price to Book
1.91
Price to Sales
5.96
PEG Ratio
-0.39
Profitability Ratios
Profit Margin
20.06%
Operating Margin
12.25%
Return on Equity
9.77%
Return on Assets
2.47%
Financial Health
Debt to Equity
289.80
Beta
0.70
Per Share Data
EPS (TTM)
₹9.36
Book Value per Share
₹146.88
Revenue per Share
₹46.59
Peer Financial Comparison
Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
---|---|---|---|---|---|---|
manappuram | 237.8B | 30.00 | 1.91 | 9.77% | 20.06% | 289.80 |
Bajaj Finance | 6.2T | 34.91 | 6.29 | 20.08% | 44.94% | 294.16 |
Indian Railway | 1.7T | 23.71 | 2.97 | 12.68% | 97.62% | 748.58 |
Cholamandalam | 1.4T | 30.03 | 5.72 | 18.01% | 39.21% | 743.09 |
Power Finance | 1.3T | 5.49 | 1.13 | 14.82% | 51.13% | 636.84 |
Muthoot Finance | 1.2T | 19.98 | 4.07 | 21.57% | 47.05% | 367.18 |
Financial data is updated regularly. All figures are in the company's reporting currency.