TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Mar 2025

Income Metrics

Revenue 14.4B
Net Income -2.0B -14.07%

Balance Sheet Metrics

Total Assets 492.0B
Total Liabilities 367.6B
Shareholders Equity 124.5B
Debt to Equity 2.95

Cash Flow Metrics

Revenue & Profitability Trend

Manappuram Finance Income Statement From 2021 to 2025

Metric20252024202320222021
Revenue i64.2B59.6B44.6B40.4B41.2B
Cost of Goods Sold i-----
Gross Profit i-----
Gross Margin % i0.0%0.0%0.0%0.0%0.0%
Operating Expenses
Research & Development i-----
Selling, General & Administrative i-1.3B1.1B1.2B674.1M
Other Operating Expenses i6.8B4.2B3.5B3.2B2.6B
Total Operating Expenses i6.8B5.5B4.5B4.4B3.3B
Operating Income i-----
Operating Margin % i0.0%0.0%0.0%0.0%0.0%
Non-Operating Items
Interest Income i-----
Interest Expense i-----
Other Non-Operating Income-----
Pre-tax Income i16.7B29.6B20.4B17.8B23.2B
Income Tax i4.6B7.6B5.4B4.5B5.9B
Effective Tax Rate % i27.7%25.7%26.5%25.5%25.5%
Net Income i12.0B22.0B15.0B13.3B17.2B
Net Margin % i18.8%36.9%33.6%32.9%41.9%
Key Metrics
EBITDA i-----
EPS (Basic) i-₹25.86₹17.67₹15.70₹20.40
EPS (Diluted) i-₹25.86₹17.67₹15.70₹20.40
Basic Shares Outstanding i-846417680846394729846382729845729191
Diluted Shares Outstanding i-846417680846394729846382729845729191

Income Statement Trend

Manappuram Finance Balance Sheet From 2021 to 2025

Metric20252024202320222021
Assets
Current Assets
Cash & Equivalents i38.1B28.3B29.3B25.8B27.3B
Short-term Investments i-----
Accounts Receivable i-----
Inventory i-----
Other Current Assets-----
Total Current Assets i-----
Non-Current Assets
Property, Plant & Equipment i10.5B5.7B6.0B6.4B5.9B
Goodwill i1.2B1.1B1.0B995.0M988.8M
Intangible Assets i528.8M355.5M304.0M283.8M277.5M
Long-term Investments-----
Other Non-Current Assets-----
Total Non-Current Assets i-----
Total Assets i492.0B467.5B---
Liabilities
Current Liabilities
Accounts Payable i1.2B2.1B1.6B1.7B1.4B
Short-term Debt i-----
Current Portion of Long-term Debt-----
Other Current Liabilities-----
Total Current Liabilities i-----
Non-Current Liabilities
Long-term Debt i360.6B343.2B291.7B248.2B233.3B
Deferred Tax Liabilities i-----
Other Non-Current Liabilities-----
Total Non-Current Liabilities i-----
Total Liabilities i367.6B351.7B---
Equity
Common Stock i1.7B1.7B1.7B1.7B1.7B
Retained Earnings i-70.0B55.2B45.7B38.1B
Treasury Stock i-----
Other Equity-----
Total Shareholders Equity i124.5B115.8B96.7B83.8B73.5B
Key Metrics
Total Debt i360.6B343.2B291.7B248.2B233.3B
Working Capital i00000

Balance Sheet Composition

Manappuram Finance Cash Flow Statement From 2021 to 2025

Metric20252024202320222021
Operating Activities
Net Income i16.7B29.6B20.4B17.8B23.2B
Depreciation & Amortization i-----
Stock-Based Compensation i0430.0K280.0K-370.0K-125.4M
Working Capital Changes i-1.2B565.7M186.0M385.5M-2.4B
Operating Cash Flow i-20.3B302.0M-6.0B-7.7B-19.2B
Investing Activities
Capital Expenditures i-511.7M8.8M10.7M11.4M8.8M
Acquisitions i-000-217.9M
Investment Purchases i-----
Investment Sales i-----
Investing Cash Flow i-15.4B-371.1M-1.7B581.6M-138.7M
Financing Activities
Share Repurchases i-0-20.0K0-323.1M
Dividends Paid i-3.4B-2.9B-2.6B-2.5B-1.1B
Debt Issuance i16.2B----
Debt Repayment i-----
Financing Cash Flow i12.8B-2.1B-119.6M-2.5B-1.3B
Free Cash Flow i-6.6B-35.2B-32.8B-5.9B-6.7B
Net Change in Cash i-23.0B-2.2B-7.8B-9.6B-20.6B

Cash Flow Trend

Manappuram Finance Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 17.96
Forward P/E 9.89
Price to Book 1.76
Price to Sales 5.48

Profitability Ratios

Profit Margin 20.06%
Operating Margin 12.25%
Return on Equity 9.77%
Return on Assets 2.47%

Financial Health

Debt to Equity 289.80
Beta 0.69

Per Share Data

EPS (TTM) ₹14.37
Book Value per Share ₹146.88
Revenue per Share ₹46.59

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
manappuram218.5B17.961.769.77%20.06%289.80
Bajaj Finance 5.4T31.255.6320.08%44.94%294.16
Indian Railway 1.7T24.823.0512.68%97.62%748.58
Power Finance 1.3T5.491.1314.82%51.13%636.84
Cholamandalam 1.2T28.115.2818.01%39.21%743.09
Shriram Finance 1.1T11.932.0318.11%52.58%316.89

Financial data is updated regularly. All figures are in the company's reporting currency.