
New India (NIACL) | Financial Analysis & Statements
TL;DR: Financial Overview - Revenue, Profits & Key Metrics
Latest Quarterly: Mar 2025Income Metrics
Revenue
116.9B
Net Income
3.2B
2.75%
Balance Sheet Metrics
Total Assets
1.1T
Total Liabilities
807.3B
Shareholders Equity
290.4B
Debt to Equity
2.78
Cash Flow Metrics
Free Cash Flow
4.4B
Revenue & Profitability Trend
New India Income Statement From 2021 to 2025
Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
---|---|---|---|---|---|
Revenue | 435.4B | 442.4B | 418.3B | 365.3B | 336.0B |
Cost of Goods Sold | - | - | - | - | - |
Gross Profit | - | - | - | - | - |
Gross Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Operating Expenses | |||||
Research & Development | - | - | - | - | - |
Selling, General & Administrative | - | 1.5B | 1.3B | 1.1B | 1.1B |
Other Operating Expenses | 19.6B | 15.8B | 12.0B | 10.5B | 13.9B |
Total Operating Expenses | 19.6B | 17.4B | 13.3B | 11.6B | 14.9B |
Operating Income | - | - | - | - | - |
Operating Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Non-Operating Items | |||||
Interest Income | - | - | - | - | - |
Interest Expense | - | 601.0M | 373.1M | 343.5M | 247.7M |
Other Non-Operating Income | 0 | 389.5M | 1.1B | 127.3M | 831.0M |
Pre-tax Income | 10.2B | 14.1B | 12.6B | 1.8B | 20.6B |
Income Tax | 502.8M | 3.2B | 2.0B | -3.1M | 4.3B |
Effective Tax Rate % | 4.9% | 22.7% | 15.5% | -0.2% | 21.0% |
Net Income | 9.7B | 10.9B | 10.6B | 1.8B | 16.3B |
Net Margin % | 2.2% | 2.5% | 2.5% | 0.5% | 4.8% |
Key Metrics | |||||
EBITDA | - | - | - | - | - |
EPS (Basic) | ₹6.29 | ₹6.77 | ₹6.36 | ₹1.18 | ₹9.95 |
EPS (Diluted) | ₹6.29 | ₹6.77 | ₹6.36 | ₹1.18 | ₹9.95 |
Basic Shares Outstanding | 1648060413 | 1648000000 | 1648000000 | 1648000000 | 1648000000 |
Diluted Shares Outstanding | 1648060413 | 1648000000 | 1648000000 | 1648000000 | 1648000000 |
Income Statement Trend
New India Balance Sheet From 2021 to 2025
Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
---|---|---|---|---|---|
Assets | |||||
Current Assets | |||||
Cash & Equivalents | 177.1B | 143.2B | 124.1B | 126.3B | 117.9B |
Short-term Investments | - | 28.7B | 29.8B | 11.9B | 5.7B |
Accounts Receivable | - | 64.9B | 60.9B | 69.7B | 72.7B |
Inventory | - | - | - | - | - |
Other Current Assets | - | - | - | - | - |
Total Current Assets | - | - | - | - | - |
Non-Current Assets | |||||
Property, Plant & Equipment | - | 2.3B | 2.3B | 2.3B | 2.3B |
Goodwill | - | 305.8M | 1.4B | 1.4B | 1.5B |
Intangible Assets | - | 26.3M | 18.2M | 12.5M | 126.7M |
Long-term Investments | - | 0 | 0 | 0 | 0 |
Other Non-Current Assets | - | - | - | - | - |
Total Non-Current Assets | - | - | - | - | - |
Total Assets | 1.1T | 1.1T | - | - | - |
Liabilities | |||||
Current Liabilities | |||||
Accounts Payable | - | 11.5B | 10.7B | 13.9B | 15.7B |
Short-term Debt | - | - | - | - | - |
Current Portion of Long-term Debt | - | - | - | - | - |
Other Current Liabilities | - | - | - | - | - |
Total Current Liabilities | - | - | - | - | - |
Non-Current Liabilities | |||||
Long-term Debt | - | - | - | - | - |
Deferred Tax Liabilities | - | - | - | - | - |
Other Non-Current Liabilities | - | - | - | - | - |
Total Non-Current Liabilities | - | - | - | - | - |
Total Liabilities | 807.3B | 797.8B | - | - | - |
Equity | |||||
Common Stock | 8.2B | 8.2B | 8.2B | 8.2B | 8.2B |
Retained Earnings | - | 0 | 0 | 0 | - |
Treasury Stock | - | - | - | - | - |
Other Equity | - | - | - | - | - |
Total Shareholders Equity | 290.4B | 283.5B | 259.2B | 258.6B | 256.0B |
Key Metrics | |||||
Total Debt | 0 | 0 | 0 | 0 | 0 |
Working Capital | 0 | 0 | 0 | 0 | 0 |
Balance Sheet Composition
New India Cash Flow Statement From 2021 to 2025
Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
---|---|---|---|---|---|
Operating Activities | |||||
Net Income | - | - | - | - | - |
Depreciation & Amortization | - | - | - | - | - |
Stock-Based Compensation | - | - | - | - | - |
Working Capital Changes | 0 | 0 | 0 | 0 | 0 |
Operating Cash Flow | - | - | - | - | - |
Investing Activities | |||||
Capital Expenditures | -1.1B | -514.8M | -725.4M | -960.6M | -490.1M |
Acquisitions | - | - | - | - | - |
Investment Purchases | -274.3B | -267.4B | -142.5B | -104.9B | -125.1B |
Investment Sales | 270.4B | 287.0B | 153.9B | 102.2B | 82.2B |
Investing Cash Flow | 46.9B | 68.8B | 53.8B | 48.3B | -6.0B |
Financing Activities | |||||
Share Repurchases | 0 | 0 | - | - | - |
Dividends Paid | - | - | - | - | - |
Debt Issuance | 0 | 0 | 0 | 0 | 0 |
Debt Repayment | 0 | 0 | 0 | 0 | 0 |
Financing Cash Flow | 0 | 0 | 0 | -56.6M | 768.0M |
Free Cash Flow | -35.1B | -47.4B | -59.5B | -41.7B | 6.8B |
Net Change in Cash | 46.9B | 68.8B | 53.8B | 48.2B | -5.2B |
Cash Flow Trend
New India Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
25.63
Forward P/E
21.15
Price to Book
0.69
Price to Sales
0.68
PEG Ratio
21.15
Profitability Ratios
Profit Margin
2.67%
Operating Margin
3.03%
Return on Equity
3.57%
Return on Assets
0.94%
Financial Health
Debt to Equity
0.00
Beta
1.15
Per Share Data
EPS (TTM)
₹7.26
Book Value per Share
₹268.96
Revenue per Share
₹272.21
Peer Financial Comparison
Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
---|---|---|---|---|---|---|
niacl | 306.8B | 25.63 | 0.69 | 3.57% | 2.67% | 0.00 |
ICICI Lombard | 941.4B | 35.45 | 5.82 | 17.90% | 10.78% | 0.00 |
Star Health | 261.0B | 44.65 | 3.18 | 9.08% | 3.57% | 6.61 |
HDFC Bank Limited | 15.2T | 22.59 | 2.79 | 13.93% | 25.79% | 1.06 |
ICICI Bank | 10.1T | 19.29 | 3.07 | 17.88% | 25.74% | 0.62 |
State Bank of India | 7.6T | 9.29 | 1.42 | 16.58% | 22.67% | 1.09 |
Financial data is updated regularly. All figures are in the company's reporting currency.