The New India Assurance Co. Ltd. | Large-cap | Financial Services

TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Mar 2025

Income Metrics

Revenue 116.9B
Net Income 3.2B 2.75%

Balance Sheet Metrics

Total Assets 1.1T
Total Liabilities 807.3B
Shareholders Equity 290.4B
Debt to Equity 2.78

Cash Flow Metrics

Free Cash Flow 4.4B

Revenue & Profitability Trend

New India Income Statement From 2021 to 2025

Metric20252024202320222021
Revenue i435.4B442.4B418.3B365.3B336.0B
Cost of Goods Sold i-----
Gross Profit i-----
Gross Margin % i0.0%0.0%0.0%0.0%0.0%
Operating Expenses
Research & Development i-----
Selling, General & Administrative i-1.5B1.3B1.1B1.1B
Other Operating Expenses i19.6B15.8B12.0B10.5B13.9B
Total Operating Expenses i19.6B17.4B13.3B11.6B14.9B
Operating Income i-----
Operating Margin % i0.0%0.0%0.0%0.0%0.0%
Non-Operating Items
Interest Income i-----
Interest Expense i-601.0M373.1M343.5M247.7M
Other Non-Operating Income0389.5M1.1B127.3M831.0M
Pre-tax Income i10.2B14.1B12.6B1.8B20.6B
Income Tax i502.8M3.2B2.0B-3.1M4.3B
Effective Tax Rate % i4.9%22.7%15.5%-0.2%21.0%
Net Income i9.7B10.9B10.6B1.8B16.3B
Net Margin % i2.2%2.5%2.5%0.5%4.8%
Key Metrics
EBITDA i-----
EPS (Basic) i₹6.29₹6.77₹6.36₹1.18₹9.95
EPS (Diluted) i₹6.29₹6.77₹6.36₹1.18₹9.95
Basic Shares Outstanding i16480604131648000000164800000016480000001648000000
Diluted Shares Outstanding i16480604131648000000164800000016480000001648000000

Income Statement Trend

New India Balance Sheet From 2021 to 2025

Metric20252024202320222021
Assets
Current Assets
Cash & Equivalents i177.1B143.2B124.1B126.3B117.9B
Short-term Investments i-28.7B29.8B11.9B5.7B
Accounts Receivable i-64.9B60.9B69.7B72.7B
Inventory i-----
Other Current Assets-----
Total Current Assets i-----
Non-Current Assets
Property, Plant & Equipment i-2.3B2.3B2.3B2.3B
Goodwill i-305.8M1.4B1.4B1.5B
Intangible Assets i-26.3M18.2M12.5M126.7M
Long-term Investments-0000
Other Non-Current Assets-----
Total Non-Current Assets i-----
Total Assets i1.1T1.1T---
Liabilities
Current Liabilities
Accounts Payable i-11.5B10.7B13.9B15.7B
Short-term Debt i-----
Current Portion of Long-term Debt-----
Other Current Liabilities-----
Total Current Liabilities i-----
Non-Current Liabilities
Long-term Debt i-----
Deferred Tax Liabilities i-----
Other Non-Current Liabilities-----
Total Non-Current Liabilities i-----
Total Liabilities i807.3B797.8B---
Equity
Common Stock i8.2B8.2B8.2B8.2B8.2B
Retained Earnings i-000-
Treasury Stock i-----
Other Equity-----
Total Shareholders Equity i290.4B283.5B259.2B258.6B256.0B
Key Metrics
Total Debt i00000
Working Capital i00000

Balance Sheet Composition

New India Cash Flow Statement From 2021 to 2025

Metric20252024202320222021
Operating Activities
Net Income i-----
Depreciation & Amortization i-----
Stock-Based Compensation i-----
Working Capital Changes i00000
Operating Cash Flow i-----
Investing Activities
Capital Expenditures i-1.1B-514.8M-725.4M-960.6M-490.1M
Acquisitions i-----
Investment Purchases i-274.3B-267.4B-142.5B-104.9B-125.1B
Investment Sales i270.4B287.0B153.9B102.2B82.2B
Investing Cash Flow i46.9B68.8B53.8B48.3B-6.0B
Financing Activities
Share Repurchases i00---
Dividends Paid i-----
Debt Issuance i00000
Debt Repayment i00000
Financing Cash Flow i000-56.6M768.0M
Free Cash Flow i-35.1B-47.4B-59.5B-41.7B6.8B
Net Change in Cash i46.9B68.8B53.8B48.2B-5.2B

Cash Flow Trend

New India Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 25.63
Forward P/E 21.15
Price to Book 0.69
Price to Sales 0.68
PEG Ratio 21.15

Profitability Ratios

Profit Margin 2.67%
Operating Margin 3.03%
Return on Equity 3.57%
Return on Assets 0.94%

Financial Health

Debt to Equity 0.00
Beta 1.15

Per Share Data

EPS (TTM) ₹7.26
Book Value per Share ₹268.96
Revenue per Share ₹272.21

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
niacl306.8B25.630.693.57%2.67%0.00
ICICI Lombard 941.4B35.455.8217.90%10.78%0.00
Star Health 261.0B44.653.189.08%3.57%6.61
HDFC Bank Limited 15.2T22.592.7913.93%25.79%1.06
ICICI Bank 10.1T19.293.0717.88%25.74%0.62
State Bank of India 7.6T9.291.4216.58%22.67%1.09

Financial data is updated regularly. All figures are in the company's reporting currency.