Transwarranty Finance Ltd. | Small-cap | Financial Services
₹14.06
0.64%
| Transwarranty Stock Comparison:
Transwarranty vs Bajaj HousingTranswarranty vs LIC Housing FinanceTranswarranty vs Repco Home FinanceTranswarranty vs Pacheli IndustrialTranswarranty vs GIC Housing FinanceTranswarranty vs NIFTY 50 | Market
TL;DR Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Jun 2025

Income Metrics

Revenue 39.1M
Gross Profit 5.2M 13.17%
Operating Income -5.9M -15.20%
Net Income -8.6M -21.90%
EPS (Diluted) ₹-0.16

Balance Sheet Metrics

Total Assets 1.0B
Total Liabilities 648.2M
Shareholders Equity 352.1M
Debt to Equity 1.84

Cash Flow Metrics

Revenue & Profitability Trend

Transwarranty Income Statement From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Revenue i 126.3M 111.5M 94.1M 127.5M 137.8M
Cost of Goods Sold i 124.5M 114.8M 114.7M 147.4M 148.1M
Gross Profit i 1.8M -3.3M -20.6M -19.9M -10.3M
Gross Margin % i 1.4% -3.0% -21.9% -15.6% -7.5%
Operating Expenses
Research & Development i - - - - -
Selling, General & Administrative i 7.2M 14.6M 15.5M 11.8M 13.4M
Other Operating Expenses i 38.2M 23.5M 29.3M 16.8M 16.9M
Total Operating Expenses i 45.4M 38.1M 44.8M 28.6M 30.3M
Operating Income i -54.3M -51.3M -75.5M -58.0M -49.4M
Operating Margin % i -43.0% -46.0% -80.2% -45.5% -35.9%
Non-Operating Items
Interest Income i 27.0M 33.5M 23.1M 29.8M 15.4M
Interest Expense i 109.0K 122.0K 131.0K 351.0K 482.3K
Other Non-Operating Income - - - - -
Pre-tax Income i -47.7M 8.0M -93.0M -21.5M -28.6M
Income Tax i 6.4M -31.0K -71.0K 0 -539.7K
Effective Tax Rate % i 0.0% -0.4% 0.0% 0.0% 0.0%
Net Income i -54.1M 8.0M -92.9M -21.5M -28.1M
Net Margin % i -42.8% 7.2% -98.8% -16.9% -20.4%
Key Metrics
EBITDA i -21.4M 13.3M -46.0M -19.1M -20.6M
EPS (Basic) i ₹-0.97 ₹0.20 ₹-3.27 ₹-0.85 ₹-1.17
EPS (Diluted) i ₹-0.97 ₹0.20 ₹-3.27 ₹-0.85 ₹-1.17
Basic Shares Outstanding i 52195189 48996285 48644877 26664022 26664022
Diluted Shares Outstanding i 52195189 48996285 48644877 26664022 26664022

Income Statement Trend

Transwarranty Balance Sheet From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Assets
Current Assets
Cash & Equivalents i 15.0M 14.2M 154.8M 94.7M 61.7M
Short-term Investments i 46.3M 10.6M 139.6M 11.4M 9.8M
Accounts Receivable i 42.3M 31.8M 121.2M 64.2M 49.6M
Inventory i - - - - 723.0K
Other Current Assets 11.9M 10.5M 10.3M 9.2M 7.6M
Total Current Assets i 463.3M 150.5M 322.9M 339.2M 323.6M
Non-Current Assets
Property, Plant & Equipment i 82.0M 84.7M 85.3M 0 0
Goodwill i 132.4M 134.8M 134.4M 139.0M 140.8M
Intangible Assets i 849.0K 2.5M 2.0M 2.1M 3.9M
Long-term Investments - - - - -
Other Non-Current Assets 40.8M 42.1M 42.5M 42.3M 42.5M
Total Non-Current Assets i 536.8M 839.2M 739.1M 688.3M 621.0M
Total Assets i 1.0B 989.7M 1.1B 1.0B 944.6M
Liabilities
Current Liabilities
Accounts Payable i 212.2M 236.8M 304.0M 323.3M 239.1M
Short-term Debt i 112.5M 99.4M 84.5M 132.4M 134.1M
Current Portion of Long-term Debt - - - - -
Other Current Liabilities 3.2M - 4.7M 8.5M 7.0M
Total Current Liabilities i 331.4M 342.7M 396.1M 536.0M 430.6M
Non-Current Liabilities
Long-term Debt i 299.0M 285.9M 318.5M 294.9M 294.8M
Deferred Tax Liabilities i - - - - -
Other Non-Current Liabilities 854.0K 1.4M 4.0M 881.0K 1.8M
Total Non-Current Liabilities i 316.8M 300.5M 331.2M 303.9M 305.2M
Total Liabilities i 648.2M 643.2M 727.3M 839.9M 735.8M
Equity
Common Stock i 539.9M 488.9M 484.6M 244.6M 244.6M
Retained Earnings i -286.3M -234.3M -239.0M -149.0M -123.6M
Treasury Stock i - - - - -
Other Equity - - - - -
Total Shareholders Equity i 352.1M 346.5M 334.6M 187.6M 208.8M
Key Metrics
Total Debt i 411.5M 385.3M 403.1M 427.3M 428.9M
Working Capital i 132.0M -192.2M -73.2M -196.8M -106.9M

Balance Sheet Composition

Transwarranty Cash Flow Statement From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Operating Activities
Net Income i -47.7M 8.0M -93.0M -21.5M -28.6M
Depreciation & Amortization i - - - - -
Stock-Based Compensation i - - - - -
Working Capital Changes i -38.5M -146.2M -98.1M 46.9M -225.1M
Operating Cash Flow i -78.8M -142.3M -176.5M 35.3M -240.5M
Investing Activities
Capital Expenditures i -2.2M -2.2M -431.0K -1.0M -967.2K
Acquisitions i - - - - -
Investment Purchases i -554.0K - -163.0K -76.1M -57.0M
Investment Sales i - 71.4M 18.8M - 6.0M
Investing Cash Flow i -2.8M 69.3M 18.2M -77.1M -51.9M
Financing Activities
Share Repurchases i -29.9M - - - -
Dividends Paid i - - - - -
Debt Issuance i - - - - 203.8M
Debt Repayment i - - - - -
Financing Cash Flow i 48.8M -15.1M 215.7M -1.6M 203.8M
Free Cash Flow i -48.0M -149.7M -123.4M 157.6M -96.9M
Net Change in Cash i -32.8M -88.1M 57.4M -43.3M -88.7M

Cash Flow Trend

Transwarranty Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 99.87
Price to Book 2.47
Price to Sales 6.86
PEG Ratio 1.00

Profitability Ratios

Profit Margin -49.10%
Operating Margin -12.80%
Return on Equity -14.42%
Return on Assets -5.08%

Financial Health

Current Ratio 1.40
Debt to Equity 116.88
Beta -0.01

Per Share Data

EPS (TTM) ₹-1.05
Book Value per Share ₹6.16
Revenue per Share ₹2.25

Peer Financial Comparison

Company Market Cap P/E Ratio P/B Ratio ROE Profit Margin Debt/Equity
tfl 779.4M 99.87 2.47 -14.42% -49.10% 116.88
Bajaj Housing 926.7B 40.85 4.64 10.84% 65.11% 411.53
LIC Housing Finance 314.7B 5.62 0.85 14.97% 65.45% 722.14
Repco Home Finance 24.3B 5.16 0.70 14.48% 57.32% 326.14
Pacheli Industrial 20.0B 75.41 2.41 -0.59% 80.65% 312.01
GIC Housing Finance 9.4B 7.30 0.48 8.16% 44.89% 445.36

Financial data is updated regularly. All figures are in the company's reporting currency.