BankUnited (BKU) | Financial Analysis & Statements
Financial Overview
Latest Annual: 2024Income Metrics
Revenue
1.0B
Net Income
232.5M
22.94%
EPS (Diluted)
$3.08
Balance Sheet Metrics
Total Assets
35.2B
Total Liabilities
32.4B
Shareholders Equity
2.8B
Debt to Equity
11.52
Cash Flow Metrics
Operating Cash Flow
421.8M
Free Cash Flow
433.8M
Revenue & Profitability Trend
BankUnited Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 1.0B | 960.6M | 990.6M | 929.8M | 885.0M |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 351.7M | 347.5M | 283.5M | 262.2M | 239.0M |
| Operating Income | - | - | - | - | - |
| Pre-tax Income | 316.3M | 237.1M | 375.1M | 449.4M | 249.4M |
| Income Tax | 83.9M | 58.4M | 90.2M | 34.4M | 51.5M |
| Net Income | 232.5M | 178.7M | 285.0M | 415.0M | 197.9M |
| EPS (Diluted) | $3.08 | $2.38 | $3.54 | $4.52 | $2.06 |
Income Statement Trend
BankUnited Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | - | - | - | - | - |
| Non-Current Assets | - | - | - | - | - |
| Total Assets | 35.2B | - | - | - | - |
| Liabilities | |||||
| Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 32.4B | - | - | - | - |
| Equity | |||||
| Total Shareholders Equity | 2.8B | 2.6B | 2.4B | 3.0B | 3.0B |
Balance Sheet Composition
BankUnited Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 232.5M | 178.7M | 285.0M | 415.0M | 197.9M |
| Operating Cash Flow | 421.8M | 569.4M | 1.2B | 1.3B | 744.9M |
| Investing Activities | |||||
| Capital Expenditures | 148.3M | 100.3M | 52.2M | -31.4M | -19.6M |
| Investing Cash Flow | 225.1M | 1.1B | -539.1M | -957.5M | -1.3B |
| Financing Activities | |||||
| Dividends Paid | -85.5M | -79.1M | -79.4M | -85.8M | -86.5M |
| Financing Cash Flow | -2.3B | -461.6M | 3.0B | -1.6B | -1.3B |
| Free Cash Flow | 433.8M | 657.5M | 1.3B | 1.2B | 844.6M |
Cash Flow Trend
BankUnited Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
10.49
Forward P/E
10.49
Price to Book
0.88
Price to Sales
2.61
PEG Ratio
10.49
Profitability Ratios
Profit Margin
24.99%
Operating Margin
36.33%
Return on Equity
8.77%
Return on Assets
0.70%
Financial Health
Debt to Equity
1.10
Beta
1.30
Per Share Data
EPS (TTM)
$3.22
Book Value per Share
$38.51
Revenue per Share
$13.19
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| bku | 2.5B | 10.49 | 0.88 | 8.77% | 24.99% | 1.10 |
| PNC Financial | 70.3B | 12.56 | 1.39 | 11.33% | 28.75% | 1.12 |
| U.S. Bancorp | 69.7B | 11.08 | 1.31 | 11.53% | 26.38% | 1.34 |
| SouthState | 9.0B | 13.91 | 1.04 | 7.18% | 27.82% | 0.30 |
| Webster Financial | 9.0B | 12.09 | 1.01 | 8.68% | 32.85% | 0.45 |
| Commerce Bancshares | 8.1B | 15.07 | 2.34 | 17.01% | 33.17% | 0.70 |
Financial data is updated regularly. All figures are in the company's reporting currency.