Employers Holdings (EIG) | Financial Analysis & Statements
Financial Overview
Latest Annual: 2024Income Metrics
Revenue
880.7M
Net Income
118.6M
13.47%
Balance Sheet Metrics
Total Assets
3.5B
Total Liabilities
2.5B
Shareholders Equity
1.1B
Debt to Equity
2.31
Cash Flow Metrics
Operating Cash Flow
151.7M
Free Cash Flow
71.5M
Revenue & Profitability Trend
Employers Holdings Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 880.7M | 850.9M | 713.5M | 703.1M | 711.4M |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 0 | 11.0M | 0 | 4.1M | 800.0K |
| Operating Income | - | - | - | - | - |
| Pre-tax Income | 146.7M | 148.4M | 55.8M | 147.0M | 147.7M |
| Income Tax | 28.1M | 30.3M | 7.4M | 27.7M | 27.9M |
| Net Income | 118.6M | 118.1M | 48.4M | 119.3M | 119.8M |
| EPS (Diluted) | - | $4.45 | $1.75 | $4.17 | $3.97 |
Income Statement Trend
Employers Holdings Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | - | - | - | - | - |
| Non-Current Assets | - | - | - | - | - |
| Total Assets | 3.5B | - | - | - | - |
| Liabilities | |||||
| Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 2.5B | - | - | - | - |
| Equity | |||||
| Total Shareholders Equity | 1.1B | 1.0B | 944.2M | 1.2B | 1.2B |
Balance Sheet Composition
Employers Holdings Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 118.6M | 118.1M | 48.4M | 119.3M | 119.8M |
| Operating Cash Flow | 151.7M | 96.7M | 25.4M | 131.1M | 194.6M |
| Investing Activities | |||||
| Capital Expenditures | - | - | - | - | - |
| Investing Cash Flow | -154.8M | 379.5M | -143.5M | 1.9M | 81.5M |
| Financing Activities | |||||
| Dividends Paid | -30.3M | -29.7M | -90.3M | -29.0M | -30.5M |
| Financing Cash Flow | -73.0M | -288.5M | 51.6M | -118.7M | -75.1M |
| Free Cash Flow | 71.5M | 47.2M | 97.2M | 7.2M | 27.5M |
Cash Flow Trend
Employers Holdings Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
11.26
Forward P/E
12.47
Price to Book
1.04
Price to Sales
1.30
PEG Ratio
12.47
Profitability Ratios
Profit Margin
11.99%
Operating Margin
7.90%
Return on Equity
9.84%
Return on Assets
2.24%
Financial Health
Current Ratio
1.11
Debt to Equity
0.35
Beta
0.56
Per Share Data
EPS (TTM)
$4.12
Book Value per Share
$44.43
Revenue per Share
$34.67
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| eig | 1.1B | 11.26 | 1.04 | 9.84% | 11.99% | 0.35 |
| Ryan Specialty | 17.5B | 184.89 | 15.46 | 18.19% | 1.95% | 365.74 |
| Fidelity National | 15.0B | 13.53 | 1.90 | 14.49% | 8.39% | 54.22 |
| Amerisafe | 848.3M | 17.96 | 3.25 | 16.89% | 15.76% | 0.00 |
| Tiptree | 795.3M | 17.53 | 1.68 | 13.22% | 2.45% | 86.45 |
| Investors Title | 381.6M | 12.89 | 1.50 | 11.69% | 11.38% | 3.29 |
Financial data is updated regularly. All figures are in the company's reporting currency.