Flagstar Financial (FLG) | Financial Analysis & Statements
Financial Overview
Latest Annual: 2024Income Metrics
Revenue
2.6B
Net Income
-1.1B
-43.27%
EPS (Diluted)
-$3.49
Balance Sheet Metrics
Total Assets
100.2B
Total Liabilities
92.0B
Shareholders Equity
8.2B
Debt to Equity
11.26
Cash Flow Metrics
Operating Cash Flow
-1.7B
Free Cash Flow
50.0M
Revenue & Profitability Trend
Flagstar Financial Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 2.6B | 3.6B | 1.5B | 1.4B | 1.2B |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 2.4B | 1.9B | 512.0M | 430.0M | 425.0M |
| Operating Income | - | - | - | - | - |
| Pre-tax Income | -1.4B | -50.0M | 826.0M | 806.0M | 588.0M |
| Income Tax | -260.0M | 29.0M | 176.0M | 210.0M | 77.0M |
| Net Income | -1.1B | -79.0M | 650.0M | 596.0M | 511.0M |
| EPS (Diluted) | -$3.49 | -$0.48 | $3.78 | $3.60 | $3.06 |
Income Statement Trend
Flagstar Financial Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | - | - | - | - | - |
| Non-Current Assets | - | - | - | - | - |
| Total Assets | 100.2B | - | - | - | - |
| Liabilities | |||||
| Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 92.0B | - | - | - | - |
| Equity | |||||
| Total Shareholders Equity | 8.2B | 8.4B | 8.8B | 7.0B | 6.8B |
Balance Sheet Composition
Flagstar Financial Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | -1.1B | -79.0M | 650.0M | 596.0M | 511.0M |
| Operating Cash Flow | -1.7B | -1.0B | 1.1B | 344.0M | 382.0M |
| Investing Activities | |||||
| Capital Expenditures | -36.0M | -66.0M | -3.0M | -4.0M | 1.0M |
| Investing Cash Flow | -737.0M | 25.0B | -1.1B | -80.0M | -21.0M |
| Financing Activities | |||||
| Dividends Paid | -88.0M | -519.0M | -350.0M | -349.0M | -349.0M |
| Financing Cash Flow | -5.9B | -671.0M | -2.7B | 113.0M | 1.1B |
| Free Cash Flow | 50.0M | 197.0M | 1.0B | 286.0M | 334.0M |
Cash Flow Trend
Flagstar Financial Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
-3.24
Forward P/E
-32.94
Price to Book
0.61
Price to Sales
2.99
PEG Ratio
-32.94
Profitability Ratios
Profit Margin
-57.37%
Operating Margin
-8.52%
Return on Equity
-10.40%
Return on Assets
-0.85%
Financial Health
Debt to Equity
1.80
Beta
1.12
Per Share Data
EPS (TTM)
-$2.39
Book Value per Share
$18.43
Revenue per Share
$4.17
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| flg | 4.6B | -3.24 | 0.61 | -10.40% | -57.37% | 1.80 |
| PNC Financial | 70.3B | 12.56 | 1.39 | 11.33% | 28.75% | 1.12 |
| U.S. Bancorp | 69.7B | 11.08 | 1.31 | 11.53% | 26.38% | 1.34 |
| SouthState | 9.0B | 13.91 | 1.04 | 7.18% | 27.82% | 0.30 |
| Webster Financial | 9.0B | 12.09 | 1.01 | 8.68% | 32.85% | 0.45 |
| Commerce Bancshares | 8.1B | 15.07 | 2.34 | 17.01% | 33.17% | 0.70 |
Financial data is updated regularly. All figures are in the company's reporting currency.