Ceejay Finance Ltd. | Small-cap | Financial Services
₹190.00
3.37%
| Ceejay Finance Stock Comparison:
Ceejay Finance vs Bajaj FinanceCeejay Finance vs Indian RailwayCeejay Finance vs Northern Arc CapitalCeejay Finance vs Dhani ServicesCeejay Finance vs Tourism FinanceCeejay Finance vs NIFTY 50 | Market
TL;DR Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Jun 2025

Income Metrics

Revenue 64.0M
Gross Profit 44.9M 70.19%
Operating Income 26.8M 41.95%
Net Income 17.5M 27.28%
EPS (Diluted) ₹5.06

Balance Sheet Metrics

Total Assets 1.3B
Total Liabilities 498.7M
Shareholders Equity 758.3M
Debt to Equity 0.66

Cash Flow Metrics

Revenue & Profitability Trend

Ceejay Finance Income Statement From 2021 to 2025

Metric20252024202320222021
Revenue i262.6M206.4M197.2M178.4M159.9M
Cost of Goods Sold i66.3M57.4M57.3M46.2M43.8M
Gross Profit i196.3M149.0M139.9M132.2M116.1M
Gross Margin % i74.7%72.2%70.9%74.1%72.6%
Operating Expenses
Research & Development i-----
Selling, General & Administrative i20.4M16.5M14.3M11.4M8.2M
Other Operating Expenses i39.2M33.7M29.1M23.1M22.6M
Total Operating Expenses i59.6M50.2M43.5M34.4M30.8M
Operating Income i126.3M89.9M88.7M90.8M78.1M
Operating Margin % i48.1%43.5%45.0%50.9%48.9%
Non-Operating Items
Interest Income i313.0K746.0K1.0M1.1M292.0K
Interest Expense i202.0K141.0K0--
Other Non-Operating Income-----
Pre-tax Income i93.1M88.8M88.4M69.4M60.3M
Income Tax i25.1M23.1M20.0M19.7M15.6M
Effective Tax Rate % i26.9%26.0%22.6%28.4%25.9%
Net Income i68.0M65.7M68.4M49.7M44.7M
Net Margin % i25.9%31.8%34.7%27.9%28.0%
Key Metrics
EBITDA i128.8M90.6M89.5M112.8M96.1M
EPS (Basic) i₹19.71₹19.05₹19.84₹14.41₹12.96
EPS (Diluted) i₹19.71₹19.05₹19.84₹14.41₹12.96
Basic Shares Outstanding i34500003450000345000034500003450000
Diluted Shares Outstanding i34500003450000345000034500003450000

Income Statement Trend

Ceejay Finance Balance Sheet From 2021 to 2025

Metric20252024202320222021
Assets
Current Assets
Cash & Equivalents i6.2M9.3M12.3M17.5M15.0M
Short-term Investments i6.0M6.1M4.7M4.4M3.6M
Accounts Receivable i-----
Inventory i-----
Other Current Assets-----
Total Current Assets i1.2B976.0M917.8M804.1M691.2M
Non-Current Assets
Property, Plant & Equipment i0000-1.0K
Goodwill i338.0K219.0K430.0K702.0K217.0K
Intangible Assets i338.0K219.0K430.0K702.0K217.0K
Long-term Investments-----
Other Non-Current Assets15.2M6.8M5.9M6.7M6.4M
Total Non-Current Assets i87.5M79.3M27.5M25.5M26.1M
Total Assets i1.3B1.1B945.3M829.6M717.2M
Liabilities
Current Liabilities
Accounts Payable i21.8M11.4M13.4M9.3M6.4M
Short-term Debt i467.6M330.8M283.7M240.8M184.3M
Current Portion of Long-term Debt-----
Other Current Liabilities-----
Total Current Liabilities i472.1M348.8M305.8M256.6M194.3M
Non-Current Liabilities
Long-term Debt i467.6M330.8M283.7M240.8M184.3M
Deferred Tax Liabilities i-----
Other Non-Current Liabilities3.0M2.3M4.5M-1.0K1.0K
Total Non-Current Liabilities i26.6M11.5M6.4M5.1M2.0M
Total Liabilities i498.7M360.3M312.2M261.6M196.2M
Equity
Common Stock i34.5M34.5M34.5M34.5M34.5M
Retained Earnings i25.3M25.7M26.8M20.3M25.8M
Treasury Stock i-----
Other Equity-----
Total Shareholders Equity i758.3M695.2M633.1M567.9M521.0M
Key Metrics
Total Debt i935.1M661.6M567.5M481.7M368.6M
Working Capital i697.4M627.1M612.0M547.5M496.9M

Balance Sheet Composition

Ceejay Finance Cash Flow Statement From 2021 to 2025

Metric20252024202320222021
Operating Activities
Net Income i93.1M88.8M88.4M69.4M60.3M
Depreciation & Amortization i-----
Stock-Based Compensation i-----
Working Capital Changes i-200.2M-68.2M-121.1M-110.5M79.6M
Operating Cash Flow i-68.4M54.4M370.0K-17.2M162.0M
Investing Activities
Capital Expenditures i-3.9M-53.2M-4.0M-531.0K-1.3M
Acquisitions i-----
Investment Purchases i-119.0K-63.0K-602.0K0-914.0K
Investment Sales i05.1M998.0K399.0K301.0K
Investing Cash Flow i-4.0M-48.2M-3.6M-132.0K-1.9M
Financing Activities
Share Repurchases i-----
Dividends Paid i-4.1M-4.1M-3.4M-3.5M-3.5M
Debt Issuance i136.8M47.1M42.9M56.6M0
Debt Repayment i-000-112.8M
Financing Cash Flow i132.6M42.9M39.5M53.0M-116.4M
Free Cash Flow i-136.2M-54.3M-45.9M-51.2M141.1M
Net Change in Cash i60.2M49.2M36.2M35.6M43.7M

Cash Flow Trend

Ceejay Finance Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 9.60
Forward P/E 8.29
Price to Book 0.86
Price to Sales 2.36
PEG Ratio -3.57

Profitability Ratios

Profit Margin 24.63%
Operating Margin 50.02%
Return on Equity 8.97%
Return on Assets 5.41%

Financial Health

Current Ratio 2.48
Debt to Equity 61.66
Beta -0.26

Per Share Data

EPS (TTM) ₹19.57
Book Value per Share ₹219.58
Revenue per Share ₹79.47

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
ceejay622.6M9.600.868.97%24.63%61.66
Bajaj Finance 6.4T36.496.5720.08%44.94%294.16
Indian Railway 1.6T24.322.9812.68%97.62%748.58
Northern Arc Capital 45.6B15.081.288.85%26.85%287.35
Dhani Services 38.4B105.081.25-1.91%10.03%17.62
Tourism Finance 34.5B31.702.858.53%69.03%70.94

Financial data is updated regularly. All figures are in the company's reporting currency.