ING Groep N.V (INGA) | Financial Analysis & Statements
ING Groep N.V. | Large-cap | Financial Services
ING Groep N.V. | Large-cap | Financial Services
Financial Overview
Latest Annual: 2024Income Metrics
Revenue
22.5B
Net Income
6.6B
29.52%
EPS (Diluted)
€1.98
Balance Sheet Metrics
Total Assets
1.0T
Total Liabilities
969.2B
Shareholders Equity
51.3B
Debt to Equity
18.89
Cash Flow Metrics
Operating Cash Flow
21.2B
Free Cash Flow
-22.9B
Revenue & Profitability Trend
ING Groep N.V Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 22.5B | 22.6B | 18.6B | 18.3B | 17.8B |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 8.1B | 7.7B | 7.2B | 7.0B | 6.9B |
| Operating Income | - | - | - | - | - |
| Pre-tax Income | 9.3B | 10.5B | 5.5B | 6.8B | 3.8B |
| Income Tax | 2.6B | 3.0B | 1.7B | 1.9B | 1.2B |
| Net Income | 6.6B | 7.5B | 3.8B | 4.9B | 2.6B |
| EPS (Diluted) | €1.98 | €2.05 | €1.01 | €1.23 | €0.64 |
Income Statement Trend
ING Groep N.V Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | - | - | - | - | - |
| Non-Current Assets | - | - | - | - | - |
| Total Assets | 1.0T | - | - | - | - |
| Liabilities | |||||
| Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 969.2B | - | - | - | - |
| Equity | |||||
| Total Shareholders Equity | 51.3B | 52.2B | 50.4B | 54.7B | 55.7B |
Balance Sheet Composition
ING Groep N.V Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 9.3B | 10.5B | 5.5B | 6.8B | 3.8B |
| Operating Cash Flow | 21.2B | -16.0B | 13.6B | 14.0B | 44.3B |
| Investing Activities | |||||
| Capital Expenditures | -282.0M | -189.0M | -148.0M | -145.0M | -212.0M |
| Investing Cash Flow | -6.0B | -8.5B | -5.3B | 6.2B | -8.5B |
| Financing Activities | |||||
| Dividends Paid | -3.9B | -3.0B | -3.1B | -2.4B | -3.0M |
| Financing Cash Flow | 9.2B | 21.9B | 6.4B | 7.0B | -34.8B |
| Free Cash Flow | -22.9B | -11.6B | -11.3B | -15.1B | 101.0B |
Cash Flow Trend
ING Groep N.V Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
9.04
Forward P/E
8.81
Price to Book
1.05
Price to Sales
2.65
PEG Ratio
8.81
Profitability Ratios
Profit Margin
25.99%
Operating Margin
39.90%
Return on Equity
10.24%
Return on Assets
0.52%
Financial Health
Debt to Equity
4.37
Per Share Data
EPS (TTM)
€1.97
Book Value per Share
€16.94
Revenue per Share
€6.33
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| inga | 53.2B | 9.04 | 1.05 | 10.24% | 25.99% | 4.37 |
| ABN AMRO Bank N.V | 19.0B | 8.64 | 0.69 | 8.91% | 26.58% | 3.84 |
| CVC Capital Partners | 16.7B | 65.38 | 16.93 | 43.68% | 14.42% | 100.74 |
| ASR Nederland N.V | 11.5B | 12.56 | 1.18 | 11.09% | 6.26% | 194.01 |
| Randstad N.V | 6.4B | 59.56 | 1.65 | 2.86% | 0.48% | 54.84 |
| Reinet Investments | 4.7B | 5.72 | 0.69 | 12.86% | 79.18% | 0.00 |
Financial data is updated regularly. All figures are in the company's reporting currency.