Amerisafe (AMSF) | Financial Analysis & Statements
Financial Overview
Latest Annual: 2024Income Metrics
Revenue
309.1M
Net Income
55.4M
17.93%
EPS (Diluted)
$2.89
Balance Sheet Metrics
Total Assets
1.2B
Total Liabilities
900.4M
Shareholders Equity
257.3M
Debt to Equity
3.50
Cash Flow Metrics
Operating Cash Flow
50.4M
Free Cash Flow
23.4M
Revenue & Profitability Trend
Amerisafe Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 309.1M | 306.9M | 294.7M | 316.0M | 339.5M |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 31.5M | 27.4M | 26.5M | 26.0M | 27.9M |
| Operating Income | - | - | - | - | - |
| Pre-tax Income | 69.1M | 77.4M | 67.6M | 79.4M | 106.9M |
| Income Tax | 13.6M | 15.3M | 12.0M | 13.7M | 20.3M |
| Net Income | 55.4M | 62.1M | 55.6M | 65.8M | 86.6M |
| EPS (Diluted) | $2.89 | $3.23 | $2.88 | $3.39 | $4.47 |
Income Statement Trend
Amerisafe Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | - | - | - | - | - |
| Non-Current Assets | - | - | - | - | - |
| Total Assets | 1.2B | - | - | - | - |
| Liabilities | |||||
| Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 900.4M | - | - | - | - |
| Equity | |||||
| Total Shareholders Equity | 257.3M | 292.5M | 317.4M | 399.3M | 438.8M |
Balance Sheet Composition
Amerisafe Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 55.4M | 62.1M | 55.6M | 65.8M | 86.6M |
| Operating Cash Flow | 50.4M | 57.3M | 77.9M | 73.8M | 90.4M |
| Investing Activities | |||||
| Capital Expenditures | -840.0K | -553.0K | -2.1M | -1.3M | -921.0K |
| Investing Cash Flow | 72.4M | 43.9M | 75.4M | 71.0M | 43.4M |
| Financing Activities | |||||
| Dividends Paid | -85.4M | -93.3M | -100.4M | -99.9M | -88.8M |
| Financing Cash Flow | -90.6M | -95.6M | -112.9M | -100.0M | -88.8M |
| Free Cash Flow | 23.4M | 29.3M | 26.1M | 36.7M | 62.5M |
Cash Flow Trend
Amerisafe Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
17.96
Forward P/E
18.95
Price to Book
3.25
Price to Sales
2.82
PEG Ratio
18.95
Profitability Ratios
Profit Margin
15.76%
Operating Margin
15.45%
Return on Equity
16.89%
Return on Assets
3.10%
Financial Health
Current Ratio
1.97
Debt to Equity
0.00
Beta
0.41
Per Share Data
EPS (TTM)
$2.48
Book Value per Share
$13.70
Revenue per Share
$15.81
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| amsf | 848.3M | 17.96 | 3.25 | 16.89% | 15.76% | 0.00 |
| Ryan Specialty | 17.5B | 184.89 | 15.46 | 18.19% | 1.95% | 365.74 |
| Fidelity National | 15.0B | 13.53 | 1.90 | 14.49% | 8.39% | 54.22 |
| Employers Holdings | 1.1B | 11.26 | 1.04 | 9.84% | 11.99% | 0.35 |
| Tiptree | 795.3M | 17.53 | 1.68 | 13.22% | 2.45% | 86.45 |
| Investors Title | 381.6M | 12.89 | 1.50 | 11.69% | 11.38% | 3.29 |
Financial data is updated regularly. All figures are in the company's reporting currency.