CVB Financial (CVBF) | Financial Analysis & Statements
Financial Overview
Latest Annual: 2024Income Metrics
Revenue
475.9M
Net Income
200.7M
42.17%
EPS (Diluted)
$1.44
Balance Sheet Metrics
Total Assets
15.2B
Total Liabilities
13.0B
Shareholders Equity
2.2B
Debt to Equity
5.93
Cash Flow Metrics
Operating Cash Flow
238.0M
Free Cash Flow
244.6M
Revenue & Profitability Trend
CVB Financial Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 475.9M | 547.3M | 552.8M | 461.7M | 464.2M |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 151.8M | 145.9M | 137.9M | 122.5M | 124.2M |
| Operating Income | - | - | - | - | - |
| Pre-tax Income | 271.2M | 315.4M | 328.3M | 297.6M | 249.5M |
| Income Tax | 70.5M | 94.0M | 92.9M | 85.1M | 72.4M |
| Net Income | 200.7M | 221.4M | 235.4M | 212.5M | 177.2M |
| EPS (Diluted) | $1.44 | $1.59 | $1.67 | $1.56 | $1.30 |
Income Statement Trend
CVB Financial Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | - | - | - | - | - |
| Non-Current Assets | - | - | - | - | - |
| Total Assets | 15.2B | - | - | - | - |
| Liabilities | |||||
| Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 13.0B | - | - | - | - |
| Equity | |||||
| Total Shareholders Equity | 2.2B | 2.1B | 1.9B | 2.1B | 2.0B |
Balance Sheet Composition
CVB Financial Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 200.7M | 221.4M | 235.4M | 212.5M | 177.2M |
| Operating Cash Flow | 238.0M | 280.0M | 247.2M | 202.0M | 165.6M |
| Investing Activities | |||||
| Capital Expenditures | 39.4M | -4.5M | 3.0M | -3.5M | -2.5M |
| Investing Cash Flow | 492.3M | 354.6M | -803.2M | -2.2B | -484.8M |
| Financing Activities | |||||
| Dividends Paid | -111.8M | -111.7M | -104.4M | -97.7M | -98.5M |
| Financing Cash Flow | -1.7B | 942.1M | 772.0M | -134.6M | -181.2M |
| Free Cash Flow | 244.6M | 291.1M | 268.4M | 190.6M | 180.4M |
Cash Flow Trend
CVB Financial Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
12.76
Forward P/E
13.21
Price to Book
1.15
Price to Sales
5.03
PEG Ratio
13.21
Profitability Ratios
Profit Margin
40.09%
Operating Margin
54.93%
Return on Equity
9.42%
Return on Assets
1.28%
Financial Health
Debt to Equity
0.37
Beta
0.68
Per Share Data
EPS (TTM)
$1.45
Book Value per Share
$16.02
Revenue per Share
$3.66
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| cvbf | 2.5B | 12.76 | 1.15 | 9.42% | 40.09% | 0.37 |
| PNC Financial | 70.3B | 12.56 | 1.39 | 11.33% | 28.75% | 1.12 |
| U.S. Bancorp | 69.7B | 11.08 | 1.31 | 11.53% | 26.38% | 1.34 |
| SouthState | 9.0B | 13.91 | 1.04 | 7.18% | 27.82% | 0.30 |
| Webster Financial | 9.0B | 12.09 | 1.01 | 8.68% | 32.85% | 0.45 |
| Commerce Bancshares | 8.1B | 15.07 | 2.34 | 17.01% | 33.17% | 0.70 |
Financial data is updated regularly. All figures are in the company's reporting currency.