
Hancock Whitney (HWC) | Financial Analysis & Statements
TL;DR: Financial Overview - Revenue, Profits & Key Metrics
Latest Quarterly: Jun 2025Income Metrics
Revenue
374.4M
Net Income
113.5M
30.32%
EPS (Diluted)
$1.32
Balance Sheet Metrics
Total Assets
34.8B
Total Liabilities
30.5B
Shareholders Equity
4.3B
Debt to Equity
7.12
Cash Flow Metrics
Operating Cash Flow
95.0M
Free Cash Flow
100.2M
Revenue & Profitability Trend
Hancock Whitney Income Statement From 2020 to 2024
Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
---|---|---|---|---|---|
Revenue | 1.4B | 1.4B | 1.4B | 1.3B | 1.3B |
Cost of Goods Sold | - | - | - | - | - |
Gross Profit | - | - | - | - | - |
Gross Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Operating Expenses | |||||
Research & Development | - | - | - | - | - |
Selling, General & Administrative | 488.8M | 510.8M | 462.6M | 482.5M | 470.7M |
Other Operating Expenses | - | - | - | - | - |
Total Operating Expenses | 488.8M | 510.8M | 462.6M | 482.5M | 470.7M |
Operating Income | - | - | - | - | - |
Operating Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Non-Operating Items | |||||
Interest Income | - | - | - | - | - |
Interest Expense | - | - | - | - | - |
Other Non-Operating Income | - | - | - | - | - |
Pre-tax Income | 574.0M | 490.1M | 659.2M | 568.1M | -124.7M |
Income Tax | 113.2M | 97.5M | 135.1M | 104.8M | -79.6M |
Effective Tax Rate % | 19.7% | 19.9% | 20.5% | 18.5% | 0.0% |
Net Income | 460.8M | 392.6M | 524.1M | 463.2M | -45.2M |
Net Margin % | 32.0% | 28.7% | 38.0% | 35.7% | -3.6% |
Key Metrics | |||||
EBITDA | - | - | - | - | - |
EPS (Basic) | $5.30 | $4.51 | $6.00 | $5.23 | $-0.54 |
EPS (Diluted) | $5.28 | $4.50 | $5.98 | $5.22 | $-0.54 |
Basic Shares Outstanding | 86346000 | 86130000 | 87348167 | 88568834 | 86907407 |
Diluted Shares Outstanding | 86346000 | 86130000 | 87348167 | 88568834 | 86907407 |
Income Statement Trend
Hancock Whitney Balance Sheet From 2020 to 2024
Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
---|---|---|---|---|---|
Assets | |||||
Current Assets | |||||
Cash & Equivalents | 1.5B | 1.2B | 887.8M | 4.2B | 1.9B |
Short-term Investments | 5.2B | 4.9B | 5.6B | 7.0B | 6.0B |
Accounts Receivable | 143.2M | 157.2M | 131.8M | 96.9M | 104.3M |
Inventory | - | - | - | - | - |
Other Current Assets | - | - | - | - | - |
Total Current Assets | - | - | - | - | - |
Non-Current Assets | |||||
Property, Plant & Equipment | 165.9M | 161.6M | 141.8M | 136.7M | 134.0M |
Goodwill | 1.7B | 1.8B | 1.8B | 1.8B | 1.8B |
Intangible Assets | 35.2M | 44.6M | 56.2M | 70.2M | 86.9M |
Long-term Investments | - | - | - | - | - |
Other Non-Current Assets | - | - | - | - | - |
Total Non-Current Assets | - | - | - | - | - |
Total Assets | 35.1B | - | - | - | - |
Liabilities | |||||
Current Liabilities | |||||
Accounts Payable | 20.1M | 45.0M | 9.9M | 3.1M | 4.3M |
Short-term Debt | 639.0M | 1.2B | 1.9B | 1.7B | 1.7B |
Current Portion of Long-term Debt | - | - | - | - | - |
Other Current Liabilities | - | - | - | - | - |
Total Current Liabilities | - | - | - | - | - |
Non-Current Liabilities | |||||
Long-term Debt | 328.4M | 361.9M | 358.5M | 366.3M | 508.9M |
Deferred Tax Liabilities | - | - | - | 19.4M | 49.4M |
Other Non-Current Liabilities | - | - | - | - | - |
Total Non-Current Liabilities | - | - | - | - | - |
Total Liabilities | 31.0B | - | - | - | - |
Equity | |||||
Common Stock | 309.5M | 309.5M | 309.5M | 309.5M | 309.5M |
Retained Earnings | 2.7B | 2.4B | 2.1B | 1.7B | 1.3B |
Treasury Stock | - | - | - | - | - |
Other Equity | - | - | - | - | - |
Total Shareholders Equity | 4.1B | 3.8B | 3.3B | 3.7B | 3.4B |
Key Metrics | |||||
Total Debt | 967.4M | 1.5B | 2.2B | 2.0B | 2.2B |
Working Capital | 0 | 0 | 0 | 0 | 0 |
Balance Sheet Composition
Hancock Whitney Cash Flow Statement From 2020 to 2024
Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
---|---|---|---|---|---|
Operating Activities | |||||
Net Income | 460.8M | 392.6M | 524.1M | 463.2M | -45.2M |
Depreciation & Amortization | 41.7M | 46.3M | 45.6M | 45.8M | 50.0M |
Stock-Based Compensation | 22.7M | 24.7M | 23.5M | 22.4M | 21.1M |
Working Capital Changes | 35.5M | -13.2M | 305.9M | 101.7M | -286.2M |
Operating Cash Flow | 556.6M | 453.1M | 838.4M | 616.2M | -296.4M |
Investing Activities | |||||
Capital Expenditures | -4.1M | 8.1M | -29.1M | -21.6M | -37.9M |
Acquisitions | - | - | - | 0 | 0 |
Investment Purchases | -1.1B | -1.4B | -1.5B | -5.4B | -3.6B |
Investment Sales | 693.1M | 2.0B | 4.3B | 1.4B | 1.4B |
Investing Cash Flow | -251.9M | 557.9M | 2.7B | -3.9B | -2.2B |
Financing Activities | |||||
Share Repurchases | -37.7M | 0 | -58.9M | -21.8M | -12.7M |
Dividends Paid | -130.8M | -104.7M | -94.5M | -95.9M | -95.6M |
Debt Issuance | 0 | 0 | 5.6M | 22.4M | 166.4M |
Debt Repayment | 0 | 0 | -480.0K | -153.4M | -308.0K |
Financing Cash Flow | -689.6M | -823.0M | 54.2M | -254.7M | -977.8M |
Free Cash Flow | 615.5M | 470.2M | 812.9M | 562.1M | 317.3M |
Net Change in Cash | -384.8M | 188.0M | 3.6B | -3.6B | -3.5B |
Cash Flow Trend
Hancock Whitney Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
11.66
Forward P/E
12.32
Price to Book
1.24
Price to Sales
3.80
PEG Ratio
15.28
Profitability Ratios
Profit Margin
33.35%
Operating Margin
42.59%
Return on Equity
11.36%
Return on Assets
1.33%
Financial Health
Debt to Equity
0.34
Beta
1.14
Per Share Data
EPS (TTM)
$5.42
Book Value per Share
$51.15
Revenue per Share
$16.41
Peer Financial Comparison
Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
---|---|---|---|---|---|---|
hwc | 5.4B | 11.66 | 1.24 | 11.36% | 33.35% | 0.34 |
U.S. Bancorp | 76.5B | 11.75 | 1.40 | 11.67% | 27.00% | 1.34 |
Nu Holdings | 74.9B | 32.89 | 7.80 | 27.88% | 39.32% | 0.36 |
Western Alliance | 9.8B | 11.63 | 1.41 | 12.42% | 27.12% | 0.93 |
UMB Financial | 9.2B | 13.66 | 1.33 | 10.05% | 27.11% | 0.51 |
Wintrust Financial | 9.1B | 12.81 | 1.42 | 11.60% | 29.83% | 0.62 |
Financial data is updated regularly. All figures are in the company's reporting currency.