TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Jun 2025

Income Metrics

Revenue 374.4M
Net Income 113.5M 30.32%
EPS (Diluted) $1.32

Balance Sheet Metrics

Total Assets 34.8B
Total Liabilities 30.5B
Shareholders Equity 4.3B
Debt to Equity 7.12

Cash Flow Metrics

Operating Cash Flow 95.0M
Free Cash Flow 100.2M

Revenue & Profitability Trend

Hancock Whitney Income Statement From 2020 to 2024

Metric20242023202220212020
Revenue i1.4B1.4B1.4B1.3B1.3B
Cost of Goods Sold i-----
Gross Profit i-----
Gross Margin % i0.0%0.0%0.0%0.0%0.0%
Operating Expenses
Research & Development i-----
Selling, General & Administrative i488.8M510.8M462.6M482.5M470.7M
Other Operating Expenses i-----
Total Operating Expenses i488.8M510.8M462.6M482.5M470.7M
Operating Income i-----
Operating Margin % i0.0%0.0%0.0%0.0%0.0%
Non-Operating Items
Interest Income i-----
Interest Expense i-----
Other Non-Operating Income-----
Pre-tax Income i574.0M490.1M659.2M568.1M-124.7M
Income Tax i113.2M97.5M135.1M104.8M-79.6M
Effective Tax Rate % i19.7%19.9%20.5%18.5%0.0%
Net Income i460.8M392.6M524.1M463.2M-45.2M
Net Margin % i32.0%28.7%38.0%35.7%-3.6%
Key Metrics
EBITDA i-----
EPS (Basic) i$5.30$4.51$6.00$5.23$-0.54
EPS (Diluted) i$5.28$4.50$5.98$5.22$-0.54
Basic Shares Outstanding i8634600086130000873481678856883486907407
Diluted Shares Outstanding i8634600086130000873481678856883486907407

Income Statement Trend

Hancock Whitney Balance Sheet From 2020 to 2024

Metric20242023202220212020
Assets
Current Assets
Cash & Equivalents i1.5B1.2B887.8M4.2B1.9B
Short-term Investments i5.2B4.9B5.6B7.0B6.0B
Accounts Receivable i143.2M157.2M131.8M96.9M104.3M
Inventory i-----
Other Current Assets-----
Total Current Assets i-----
Non-Current Assets
Property, Plant & Equipment i165.9M161.6M141.8M136.7M134.0M
Goodwill i1.7B1.8B1.8B1.8B1.8B
Intangible Assets i35.2M44.6M56.2M70.2M86.9M
Long-term Investments-----
Other Non-Current Assets-----
Total Non-Current Assets i-----
Total Assets i35.1B----
Liabilities
Current Liabilities
Accounts Payable i20.1M45.0M9.9M3.1M4.3M
Short-term Debt i639.0M1.2B1.9B1.7B1.7B
Current Portion of Long-term Debt-----
Other Current Liabilities-----
Total Current Liabilities i-----
Non-Current Liabilities
Long-term Debt i328.4M361.9M358.5M366.3M508.9M
Deferred Tax Liabilities i---19.4M49.4M
Other Non-Current Liabilities-----
Total Non-Current Liabilities i-----
Total Liabilities i31.0B----
Equity
Common Stock i309.5M309.5M309.5M309.5M309.5M
Retained Earnings i2.7B2.4B2.1B1.7B1.3B
Treasury Stock i-----
Other Equity-----
Total Shareholders Equity i4.1B3.8B3.3B3.7B3.4B
Key Metrics
Total Debt i967.4M1.5B2.2B2.0B2.2B
Working Capital i00000

Balance Sheet Composition

Hancock Whitney Cash Flow Statement From 2020 to 2024

Metric20242023202220212020
Operating Activities
Net Income i460.8M392.6M524.1M463.2M-45.2M
Depreciation & Amortization i41.7M46.3M45.6M45.8M50.0M
Stock-Based Compensation i22.7M24.7M23.5M22.4M21.1M
Working Capital Changes i35.5M-13.2M305.9M101.7M-286.2M
Operating Cash Flow i556.6M453.1M838.4M616.2M-296.4M
Investing Activities
Capital Expenditures i-4.1M8.1M-29.1M-21.6M-37.9M
Acquisitions i---00
Investment Purchases i-1.1B-1.4B-1.5B-5.4B-3.6B
Investment Sales i693.1M2.0B4.3B1.4B1.4B
Investing Cash Flow i-251.9M557.9M2.7B-3.9B-2.2B
Financing Activities
Share Repurchases i-37.7M0-58.9M-21.8M-12.7M
Dividends Paid i-130.8M-104.7M-94.5M-95.9M-95.6M
Debt Issuance i005.6M22.4M166.4M
Debt Repayment i00-480.0K-153.4M-308.0K
Financing Cash Flow i-689.6M-823.0M54.2M-254.7M-977.8M
Free Cash Flow i615.5M470.2M812.9M562.1M317.3M
Net Change in Cash i-384.8M188.0M3.6B-3.6B-3.5B

Cash Flow Trend

Hancock Whitney Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 11.66
Forward P/E 12.32
Price to Book 1.24
Price to Sales 3.80
PEG Ratio 15.28

Profitability Ratios

Profit Margin 33.35%
Operating Margin 42.59%
Return on Equity 11.36%
Return on Assets 1.33%

Financial Health

Debt to Equity 0.34
Beta 1.14

Per Share Data

EPS (TTM) $5.42
Book Value per Share $51.15
Revenue per Share $16.41

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
hwc5.4B11.661.2411.36%33.35%0.34
U.S. Bancorp 76.5B11.751.4011.67%27.00%1.34
Nu Holdings 74.9B32.897.8027.88%39.32%0.36
Western Alliance 9.8B11.631.4112.42%27.12%0.93
UMB Financial 9.2B13.661.3310.05%27.11%0.51
Wintrust Financial 9.1B12.811.4211.60%29.83%0.62

Financial data is updated regularly. All figures are in the company's reporting currency.