Inter (INTR) | Financial Analysis & Statements
Financial Overview
Latest Annual: 2024Income Metrics
Revenue
6.4B
Net Income
972.8M
15.20%
EPS (Diluted)
$2.07
Balance Sheet Metrics
Total Assets
76.5B
Total Liabilities
67.4B
Shareholders Equity
9.1B
Debt to Equity
7.43
Cash Flow Metrics
Operating Cash Flow
9.8B
Free Cash Flow
3.2B
Revenue & Profitability Trend
Inter Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 6.4B | 4.8B | 3.6B | 2.2B | 1.1B |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 2.7B | 2.2B | 2.2B | 2.2B | 1.0B |
| Operating Income | - | - | - | - | - |
| Pre-tax Income | 1.2B | 439.8M | -178.6M | -231.1M | -7.0M |
| Income Tax | 232.7M | 87.6M | -164.5M | -176.0M | -37.7M |
| Net Income | 972.8M | 352.3M | -14.1M | -55.1M | 30.7M |
| EPS (Diluted) | $2.07 | $0.75 | -$0.03 | -$0.01 | $0.00 |
Income Statement Trend
Inter Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | - | - | - | - | - |
| Non-Current Assets | - | - | - | - | - |
| Total Assets | 76.5B | - | - | - | - |
| Liabilities | |||||
| Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 67.4B | - | - | - | - |
| Equity | |||||
| Total Shareholders Equity | 9.1B | 7.6B | 7.1B | 8.4B | 3.4B |
Balance Sheet Composition
Inter Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 972.8M | 352.3M | -14.1M | -55.1M | 30.7M |
| Operating Cash Flow | 9.8B | 14.1B | 6.9B | 8.0B | 6.9B |
| Investing Activities | |||||
| Capital Expenditures | -82.0M | -17.9M | -27.7M | -31.6M | -10.0M |
| Investing Cash Flow | -7.3B | -4.4B | 200.6M | -6.9B | -4.9B |
| Financing Activities | |||||
| Dividends Paid | -68.8M | -23.6M | -1.2B | -19.7M | -37.9M |
| Financing Cash Flow | 683.0M | -38.7M | -1.2B | 5.4B | 1.1B |
| Free Cash Flow | 3.2B | 7.3B | 1.8B | -196.3M | 2.8B |
Cash Flow Trend
Inter Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
17.67
Forward P/E
13.25
Price to Book
0.37
Price to Sales
0.66
PEG Ratio
13.25
Profitability Ratios
Profit Margin
20.49%
Operating Margin
27.89%
Return on Equity
12.36%
Return on Assets
1.52%
Financial Health
Debt to Equity
0.49
Beta
1.17
Per Share Data
EPS (TTM)
$0.42
Book Value per Share
$20.25
Revenue per Share
$11.23
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| intr | 3.3B | 17.67 | 0.37 | 12.36% | 20.49% | 0.49 |
| PNC Financial | 70.3B | 12.56 | 1.39 | 11.33% | 28.75% | 1.12 |
| U.S. Bancorp | 69.7B | 11.08 | 1.31 | 11.53% | 26.38% | 1.34 |
| SouthState | 9.0B | 13.91 | 1.04 | 7.18% | 27.82% | 0.30 |
| Webster Financial | 9.0B | 12.09 | 1.01 | 8.68% | 32.85% | 0.45 |
| Commerce Bancshares | 8.1B | 15.07 | 2.34 | 17.01% | 33.17% | 0.70 |
Financial data is updated regularly. All figures are in the company's reporting currency.