Bank OZK (OZK) | Financial Analysis & Statements
Financial Overview
Latest Annual: 2024Income Metrics
Revenue
1.7B
Net Income
716.5M
43.21%
EPS (Diluted)
$6.14
Balance Sheet Metrics
Total Assets
38.3B
Total Liabilities
32.6B
Shareholders Equity
5.7B
Debt to Equity
5.70
Cash Flow Metrics
Operating Cash Flow
647.9M
Free Cash Flow
738.8M
Revenue & Profitability Trend
Bank OZK Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 1.7B | 1.6B | 1.3B | 1.1B | 984.9M |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 342.2M | 305.3M | 244.8M | 228.5M | 228.1M |
| Operating Income | - | - | - | - | - |
| Pre-tax Income | 931.3M | 867.0M | 721.5M | 752.9M | 376.2M |
| Income Tax | 214.8M | 176.2M | 157.4M | 173.9M | 84.3M |
| Net Income | 716.5M | 690.8M | 564.1M | 579.0M | 291.9M |
| EPS (Diluted) | $6.14 | $5.87 | $4.54 | $4.47 | $2.26 |
Income Statement Trend
Bank OZK Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | - | - | - | - | - |
| Non-Current Assets | - | - | - | - | - |
| Total Assets | 38.3B | - | - | - | - |
| Liabilities | |||||
| Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 32.6B | - | - | - | - |
| Equity | |||||
| Total Shareholders Equity | 5.7B | 5.1B | 4.7B | 4.8B | 4.3B |
Balance Sheet Composition
Bank OZK Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 716.5M | 690.8M | 564.1M | 579.0M | 291.9M |
| Operating Cash Flow | 647.9M | 708.2M | 662.7M | 557.2M | 328.9M |
| Investing Activities | |||||
| Capital Expenditures | -95.6M | -29.1M | -29.9M | -33.9M | -49.6M |
| Investing Cash Flow | 332.2M | 249.2M | 52.3M | -755.1M | -1.3B |
| Financing Activities | |||||
| Dividends Paid | -195.6M | -179.2M | -168.9M | -146.5M | -139.3M |
| Financing Cash Flow | -204.6M | -141.1M | -675.8M | 115.3M | 255.2M |
| Free Cash Flow | 738.8M | 852.4M | 735.1M | 494.3M | 502.3M |
Cash Flow Trend
Bank OZK Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
7.59
Forward P/E
7.80
Price to Book
0.96
Price to Sales
3.50
PEG Ratio
7.80
Profitability Ratios
Profit Margin
47.88%
Operating Margin
60.37%
Return on Equity
12.85%
Return on Assets
1.90%
Financial Health
Debt to Equity
0.13
Beta
0.85
Per Share Data
EPS (TTM)
$6.10
Book Value per Share
$48.29
Revenue per Share
$13.10
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| ozk | 5.2B | 7.59 | 0.96 | 12.85% | 47.88% | 0.13 |
| PNC Financial | 70.3B | 12.56 | 1.39 | 11.33% | 28.75% | 1.12 |
| U.S. Bancorp | 69.7B | 11.08 | 1.31 | 11.53% | 26.38% | 1.34 |
| SouthState | 9.0B | 13.91 | 1.04 | 7.18% | 27.82% | 0.30 |
| Webster Financial | 9.0B | 12.09 | 1.01 | 8.68% | 32.85% | 0.45 |
| Commerce Bancshares | 8.7B | 16.03 | 2.50 | 17.01% | 33.17% | 0.70 |
Financial data is updated regularly. All figures are in the company's reporting currency.