Financial Overview

Latest Annual: 2024

Income Metrics

Revenue 1.7B
Net Income 716.5M 43.21%
EPS (Diluted) $6.14

Balance Sheet Metrics

Total Assets 38.3B
Total Liabilities 32.6B
Shareholders Equity 5.7B
Debt to Equity 5.70

Cash Flow Metrics

Operating Cash Flow 647.9M
Free Cash Flow 738.8M

Revenue & Profitability Trend

Bank OZK Income Statement From 2020 to 2024

Metric20242023202220212020
Revenue1.7B1.6B1.3B1.1B984.9M
Cost of Goods Sold-----
Gross Profit-----
Operating Expenses342.2M305.3M244.8M228.5M228.1M
Operating Income-----
Pre-tax Income931.3M867.0M721.5M752.9M376.2M
Income Tax214.8M176.2M157.4M173.9M84.3M
Net Income716.5M690.8M564.1M579.0M291.9M
EPS (Diluted)$6.14$5.87$4.54$4.47$2.26

Income Statement Trend

Bank OZK Balance Sheet From 2020 to 2024

Metric20242023202220212020
Assets
Current Assets-----
Non-Current Assets-----
Total Assets38.3B----
Liabilities
Current Liabilities-----
Non-Current Liabilities-----
Total Liabilities32.6B----
Equity
Total Shareholders Equity5.7B5.1B4.7B4.8B4.3B

Balance Sheet Composition

Bank OZK Cash Flow Statement From 2020 to 2024

Metric20242023202220212020
Operating Activities
Net Income716.5M690.8M564.1M579.0M291.9M
Operating Cash Flow647.9M708.2M662.7M557.2M328.9M
Investing Activities
Capital Expenditures-95.6M-29.1M-29.9M-33.9M-49.6M
Investing Cash Flow332.2M249.2M52.3M-755.1M-1.3B
Financing Activities
Dividends Paid-195.6M-179.2M-168.9M-146.5M-139.3M
Financing Cash Flow-204.6M-141.1M-675.8M115.3M255.2M
Free Cash Flow738.8M852.4M735.1M494.3M502.3M

Cash Flow Trend

Bank OZK Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 7.59
Forward P/E 7.80
Price to Book 0.96
Price to Sales 3.50
PEG Ratio 7.80

Profitability Ratios

Profit Margin 47.88%
Operating Margin 60.37%
Return on Equity 12.85%
Return on Assets 1.90%

Financial Health

Debt to Equity 0.13
Beta 0.85

Per Share Data

EPS (TTM) $6.10
Book Value per Share $48.29
Revenue per Share $13.10

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
ozk5.2B7.590.9612.85%47.88%0.13
PNC Financial 70.3B12.561.3911.33%28.75%1.12
U.S. Bancorp 69.7B11.081.3111.53%26.38%1.34
SouthState 9.0B13.911.047.18%27.82%0.30
Webster Financial 9.0B12.091.018.68%32.85%0.45
Commerce Bancshares 8.7B16.032.5017.01%33.17%0.70

Financial data is updated regularly. All figures are in the company's reporting currency.