Financial Overview

Latest Annual: 2024

Income Metrics

Revenue 4.9B
Net Income 207.0M 4.26%
EPS (Diluted) $3.23

Balance Sheet Metrics

Total Assets 13.5B
Total Liabilities 10.4B
Shareholders Equity 3.1B
Debt to Equity 3.33

Cash Flow Metrics

Operating Cash Flow 25.1M
Free Cash Flow 1.1B

Revenue & Profitability Trend

Selective Insurance Income Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Revenue 4.9B 4.2B 3.6B 3.4B 2.9B
Cost of Goods Sold - - - - -
Gross Profit - - - - -
Operating Expenses 34.4M 30.9M 62.3M 56.6M 50.8M
Operating Income - - - - -
Pre-tax Income 258.0M 458.4M 280.2M 505.3M 303.0M
Income Tax 51.0M 93.2M 55.3M 101.5M 56.6M
Net Income 207.0M 365.2M 224.9M 403.8M 246.4M
EPS (Diluted) $3.23 $5.84 $3.54 $6.50 $4.09

Income Statement Trend

Selective Insurance Balance Sheet From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Assets
Current Assets - - - - -
Non-Current Assets - - - - -
Total Assets 13.5B - - - -
Liabilities
Current Liabilities - - - - -
Non-Current Liabilities - - - - -
Total Liabilities 10.4B - - - -
Equity
Total Shareholders Equity 3.1B 3.0B 2.5B 3.0B 2.7B

Balance Sheet Composition

Selective Insurance Cash Flow Statement From 2020 to 2024

Metric 2024 2023 2022 2021 2020
Operating Activities
Net Income 207.0M 365.2M 224.9M 403.8M 246.4M
Operating Cash Flow 25.1M 158.3M 89.3M 361.7M 262.1M
Investing Activities
Capital Expenditures -30.8M -22.6M -26.0M -22.2M -22.1M
Investing Cash Flow -929.0M -658.0M -699.6M -586.8M -666.8M
Financing Activities
Dividends Paid -94.1M -83.0M -76.1M -69.5M -54.5M
Financing Cash Flow -102.8M -84.5M -87.8M -122.3M 141.4M
Free Cash Flow 1.1B 736.3M 776.4M 749.3M 532.0M

Cash Flow Trend

Selective Insurance Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 23.76
Forward P/E 11.22
Price to Book 1.74
Price to Sales 1.07
PEG Ratio 11.22

Profitability Ratios

Profit Margin 4.71%
Operating Margin 11.55%
Return on Equity 7.48%
Return on Assets 1.71%

Financial Health

Current Ratio 0.37
Debt to Equity 27.72
Beta 0.49

Per Share Data

EPS (TTM) $3.68
Book Value per Share $50.33
Revenue per Share $81.83

Peer Financial Comparison

Company Market Cap P/E Ratio P/B Ratio ROE Profit Margin Debt/Equity
sigi 5.3B 23.76 1.74 7.48% 4.71% 27.72
Progressive 156.2B 17.96 5.39 34.34% 11.10% 23.81
Chubb 115.5B 13.89 1.76 12.86% 15.03% 29.87
Old Republic 9.4B 12.45 1.57 12.67% 9.38% 26.74
RLI 6.8B 24.31 4.21 17.99% 16.22% 7.15
Hanover Insurance 6.0B 13.89 1.97 15.74% 6.97% 25.76

Financial data is updated regularly. All figures are in the company's reporting currency.