Financial Overview

Latest Annual: 2024

Income Metrics

Revenue 932.3M
Net Income 77.5M 8.31%

Balance Sheet Metrics

Total Assets 30.7B
Total Liabilities 27.4B
Shareholders Equity 3.4B
Debt to Equity 8.12

Cash Flow Metrics

Operating Cash Flow 240.1M
Free Cash Flow 416.3M

Revenue & Profitability Trend

Texas Capital Income Statement From 2020 to 2024

Metric20242023202220212020
Revenue932.3M1.1B976.8M879.3M989.7M
Cost of Goods Sold-----
Gross Profit-----
Operating Expenses512.3M522.3M481.6M381.2M390.1M
Operating Income-----
Pre-tax Income107.1M246.6M431.8M338.1M91.9M
Income Tax29.6M57.5M99.3M84.1M25.7M
Net Income77.5M189.1M332.5M253.9M66.3M
EPS (Diluted)-$3.54$6.18$4.60$1.12

Income Statement Trend

Texas Capital Balance Sheet From 2020 to 2024

Metric20242023202220212020
Assets
Current Assets-----
Non-Current Assets-----
Total Assets30.7B----
Liabilities
Current Liabilities-----
Non-Current Liabilities-----
Total Liabilities27.4B----
Equity
Total Shareholders Equity3.4B3.2B3.1B3.2B2.9B

Balance Sheet Composition

Texas Capital Cash Flow Statement From 2020 to 2024

Metric20242023202220212020
Operating Activities
Net Income77.5M189.1M332.5M253.9M66.3M
Operating Cash Flow240.1M305.8M329.5M688.6M2.4B
Investing Activities
Capital Expenditures-64.8M-16.4M-11.3M-4.1M-2.8M
Investing Cash Flow-312.9M-524.3M2.9B-494.1M-3.0B
Financing Activities
Dividends Paid-17.2M-17.2M-17.2M-18.7M-9.8M
Financing Cash Flow-913.8M101.6M-1.1B-262.6M558.2M
Free Cash Flow416.3M357.4M136.7M653.2M2.6B

Cash Flow Trend

Texas Capital Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 50.13
Forward P/E 15.41
Price to Book 1.28
Price to Sales 4.49
PEG Ratio 15.41

Profitability Ratios

Profit Margin 11.04%
Operating Margin 24.97%
Return on Equity 2.98%
Return on Assets 0.32%

Financial Health

Debt to Equity 0.41
Beta 0.64

Per Share Data

EPS (TTM) $1.74
Book Value per Share $68.00
Revenue per Share $19.27

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
tcbi4.0B50.131.282.98%11.04%0.41
PNC Financial 70.3B12.561.3911.33%28.75%1.12
U.S. Bancorp 74.6B11.851.4011.53%26.38%1.34
SouthState 10.0B15.481.167.18%27.82%0.30
Webster Financial 9.9B13.261.118.68%32.85%0.45
Commerce Bancshares 8.7B16.032.5017.01%33.17%0.70

Financial data is updated regularly. All figures are in the company's reporting currency.