Texas Capital (TCBI) | Financial Analysis & Statements
Financial Overview
Latest Annual: 2024Income Metrics
Revenue
932.3M
Net Income
77.5M
8.31%
Balance Sheet Metrics
Total Assets
30.7B
Total Liabilities
27.4B
Shareholders Equity
3.4B
Debt to Equity
8.12
Cash Flow Metrics
Operating Cash Flow
240.1M
Free Cash Flow
416.3M
Revenue & Profitability Trend
Texas Capital Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 932.3M | 1.1B | 976.8M | 879.3M | 989.7M |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 512.3M | 522.3M | 481.6M | 381.2M | 390.1M |
| Operating Income | - | - | - | - | - |
| Pre-tax Income | 107.1M | 246.6M | 431.8M | 338.1M | 91.9M |
| Income Tax | 29.6M | 57.5M | 99.3M | 84.1M | 25.7M |
| Net Income | 77.5M | 189.1M | 332.5M | 253.9M | 66.3M |
| EPS (Diluted) | - | $3.54 | $6.18 | $4.60 | $1.12 |
Income Statement Trend
Texas Capital Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | - | - | - | - | - |
| Non-Current Assets | - | - | - | - | - |
| Total Assets | 30.7B | - | - | - | - |
| Liabilities | |||||
| Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 27.4B | - | - | - | - |
| Equity | |||||
| Total Shareholders Equity | 3.4B | 3.2B | 3.1B | 3.2B | 2.9B |
Balance Sheet Composition
Texas Capital Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 77.5M | 189.1M | 332.5M | 253.9M | 66.3M |
| Operating Cash Flow | 240.1M | 305.8M | 329.5M | 688.6M | 2.4B |
| Investing Activities | |||||
| Capital Expenditures | -64.8M | -16.4M | -11.3M | -4.1M | -2.8M |
| Investing Cash Flow | -312.9M | -524.3M | 2.9B | -494.1M | -3.0B |
| Financing Activities | |||||
| Dividends Paid | -17.2M | -17.2M | -17.2M | -18.7M | -9.8M |
| Financing Cash Flow | -913.8M | 101.6M | -1.1B | -262.6M | 558.2M |
| Free Cash Flow | 416.3M | 357.4M | 136.7M | 653.2M | 2.6B |
Cash Flow Trend
Texas Capital Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
50.13
Forward P/E
15.41
Price to Book
1.28
Price to Sales
4.49
PEG Ratio
15.41
Profitability Ratios
Profit Margin
11.04%
Operating Margin
24.97%
Return on Equity
2.98%
Return on Assets
0.32%
Financial Health
Debt to Equity
0.41
Beta
0.64
Per Share Data
EPS (TTM)
$1.74
Book Value per Share
$68.00
Revenue per Share
$19.27
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| tcbi | 4.0B | 50.13 | 1.28 | 2.98% | 11.04% | 0.41 |
| PNC Financial | 70.3B | 12.56 | 1.39 | 11.33% | 28.75% | 1.12 |
| U.S. Bancorp | 74.6B | 11.85 | 1.40 | 11.53% | 26.38% | 1.34 |
| SouthState | 10.0B | 15.48 | 1.16 | 7.18% | 27.82% | 0.30 |
| Webster Financial | 9.9B | 13.26 | 1.11 | 8.68% | 32.85% | 0.45 |
| Commerce Bancshares | 8.7B | 16.03 | 2.50 | 17.01% | 33.17% | 0.70 |
Financial data is updated regularly. All figures are in the company's reporting currency.