Trico Bancshares (TCBK) | Financial Analysis & Statements
Financial Overview
Latest Annual: 2024Income Metrics
Revenue
388.8M
Net Income
114.9M
29.55%
EPS (Diluted)
$3.46
Balance Sheet Metrics
Total Assets
9.7B
Total Liabilities
8.5B
Shareholders Equity
1.2B
Debt to Equity
6.92
Cash Flow Metrics
Operating Cash Flow
103.8M
Free Cash Flow
105.2M
Revenue & Profitability Trend
Trico Bancshares Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 388.8M | 411.1M | 402.5M | 329.4M | 307.7M |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 149.4M | 144.6M | 136.7M | 111.8M | 116.5M |
| Operating Income | - | - | - | - | - |
| Pre-tax Income | 155.1M | 160.9M | 173.9M | 163.7M | 87.4M |
| Income Tax | 40.2M | 43.5M | 48.5M | 46.0M | 22.5M |
| Net Income | 114.9M | 117.4M | 125.4M | 117.7M | 64.8M |
| EPS (Diluted) | $3.46 | $3.52 | $3.83 | $3.94 | $2.16 |
Income Statement Trend
Trico Bancshares Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | - | - | - | - | - |
| Non-Current Assets | - | - | - | - | - |
| Total Assets | 9.7B | - | - | - | - |
| Liabilities | |||||
| Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 8.5B | - | - | - | - |
| Equity | |||||
| Total Shareholders Equity | 1.2B | 1.2B | 1.0B | 1.0B | 925.1M |
Balance Sheet Composition
Trico Bancshares Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 114.9M | 117.4M | 125.4M | 117.7M | 64.8M |
| Operating Cash Flow | 103.8M | 115.6M | 141.2M | 142.5M | 78.7M |
| Investing Activities | |||||
| Capital Expenditures | -4.6M | -4.9M | 3.1M | -453.0K | -2.8M |
| Investing Cash Flow | 262.4M | 380.9M | 38.7M | -729.6M | -359.8M |
| Financing Activities | |||||
| Dividends Paid | -43.6M | -39.9M | -35.8M | -29.7M | -26.3M |
| Financing Cash Flow | -59.2M | -49.1M | -62.9M | -34.1M | -53.0M |
| Free Cash Flow | 105.2M | 134.0M | 159.3M | 129.0M | 112.0M |
Cash Flow Trend
Trico Bancshares Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
11.78
Forward P/E
12.17
Price to Book
1.06
Price to Sales
3.41
PEG Ratio
12.17
Profitability Ratios
Profit Margin
29.11%
Operating Margin
37.24%
Return on Equity
9.38%
Return on Assets
1.16%
Financial Health
Debt to Equity
0.17
Beta
0.62
Per Share Data
EPS (TTM)
$3.43
Book Value per Share
$38.17
Revenue per Share
$11.81
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| tcbk | 1.3B | 11.78 | 1.06 | 9.38% | 29.11% | 0.17 |
| PNC Financial | 70.3B | 12.56 | 1.39 | 11.33% | 28.75% | 1.12 |
| U.S. Bancorp | 69.7B | 11.08 | 1.31 | 11.53% | 26.38% | 1.34 |
| Enterprise Financial | 2.0B | 10.65 | 1.11 | 10.82% | 31.46% | 0.34 |
| OFG Bancorp | 1.9B | 10.09 | 1.46 | 15.46% | 31.15% | 0.21 |
Financial data is updated regularly. All figures are in the company's reporting currency.