Zions (ZION) | Financial Analysis & Statements
Financial Overview
Latest Annual: 2024Income Metrics
Revenue
3.1B
Net Income
784.0M
25.05%
EPS (Diluted)
$4.95
Balance Sheet Metrics
Total Assets
88.8B
Total Liabilities
82.7B
Shareholders Equity
6.1B
Debt to Equity
13.50
Cash Flow Metrics
Operating Cash Flow
1.0B
Free Cash Flow
1.1B
Revenue & Profitability Trend
Zions Income Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 3.1B | 3.1B | 3.2B | 2.9B | 2.8B |
| Cost of Goods Sold | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 1.4B | 1.4B | 1.3B | 1.2B | 1.2B |
| Operating Income | - | - | - | - | - |
| Pre-tax Income | 1.0B | 886.0M | 1.2B | 1.4B | 672.0M |
| Income Tax | 228.0M | 206.0M | 245.0M | 317.0M | 133.0M |
| Net Income | 784.0M | 680.0M | 907.0M | 1.1B | 539.0M |
| EPS (Diluted) | $4.95 | $4.35 | $5.79 | $6.79 | $3.02 |
Income Statement Trend
Zions Balance Sheet From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Assets | |||||
| Current Assets | - | - | - | - | - |
| Non-Current Assets | - | - | - | - | - |
| Total Assets | 88.8B | - | - | - | - |
| Liabilities | |||||
| Current Liabilities | - | - | - | - | - |
| Non-Current Liabilities | - | - | - | - | - |
| Total Liabilities | 82.7B | - | - | - | - |
| Equity | |||||
| Total Shareholders Equity | 6.1B | 5.7B | 4.9B | 7.5B | 7.9B |
Balance Sheet Composition
Zions Cash Flow Statement From 2020 to 2024
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | 784.0M | 680.0M | 907.0M | 1.1B | 539.0M |
| Operating Cash Flow | 1.0B | 793.0M | 1.3B | 891.0M | 315.0M |
| Investing Activities | |||||
| Capital Expenditures | -97.0M | -113.0M | -190.0M | -206.0M | -171.0M |
| Investing Cash Flow | 74.0M | 4.5B | 6.0B | -14.4B | -7.5B |
| Financing Activities | |||||
| Dividends Paid | -289.0M | -282.0M | -269.0M | -261.0M | -259.0M |
| Financing Cash Flow | -835.0M | -6.5B | 18.3B | -2.1B | -1.7B |
| Free Cash Flow | 1.1B | 772.0M | 1.3B | 423.0M | 548.0M |
Cash Flow Trend
Zions Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
9.79
Forward P/E
10.25
Price to Book
1.18
Price to Sales
2.38
PEG Ratio
10.25
Profitability Ratios
Profit Margin
25.79%
Operating Margin
33.59%
Return on Equity
13.18%
Return on Assets
0.92%
Financial Health
Debt to Equity
0.79
Beta
0.86
Per Share Data
EPS (TTM)
$5.12
Book Value per Share
$42.43
Revenue per Share
$21.10
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| zion | 7.4B | 9.79 | 1.18 | 13.18% | 25.79% | 0.79 |
| PNC Financial | 70.3B | 12.56 | 1.39 | 11.33% | 28.75% | 1.12 |
| U.S. Bancorp | 69.7B | 11.08 | 1.31 | 11.53% | 26.38% | 1.34 |
| SouthState | 9.0B | 13.91 | 1.04 | 7.18% | 27.82% | 0.30 |
| Webster Financial | 9.0B | 12.09 | 1.01 | 8.68% | 32.85% | 0.45 |
| Commerce Bancshares | 8.1B | 15.07 | 2.34 | 17.01% | 33.17% | 0.70 |
Financial data is updated regularly. All figures are in the company's reporting currency.