Bajaj Housing (BAJAJHFL) | Financial Analysis & Statements
Financial Overview
Latest Annual: 2025Income Metrics
Revenue
93.6B
Gross Profit
28.9B
30.85%
Operating Income
26.9B
28.68%
Net Income
21.6B
23.10%
Balance Sheet Metrics
Total Assets
1.0T
Total Liabilities
828.6B
Shareholders Equity
199.5B
Debt to Equity
4.15
Cash Flow Metrics
Operating Cash Flow
-198.8B
Free Cash Flow
-171.2B
Revenue & Profitability Trend
Bajaj Housing Income Statement From 2022 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Revenue | 93.6B | 73.3B | 54.8B | 36.9B |
| Cost of Goods Sold | 64.7B | 51.2B | 36.1B | 24.7B |
| Gross Profit | 28.9B | 22.1B | 18.7B | 12.2B |
| Operating Expenses | 2.1B | 1.6B | 1.3B | 820.0M |
| Operating Income | 26.9B | 19.6B | 16.5B | 10.7B |
| Pre-tax Income | 27.7B | 21.6B | 17.0B | 9.6B |
| Income Tax | 6.1B | 4.3B | 4.4B | 2.5B |
| Net Income | 21.6B | 17.3B | 12.6B | 7.1B |
| EPS (Diluted) | - | ₹2.08 | ₹1.51 | ₹0.85 |
Income Statement Trend
Bajaj Housing Balance Sheet From 2022 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Assets | ||||
| Current Assets | 996.7B | 46.0B | 43.3B | 43.9B |
| Non-Current Assets | 31.4B | 772.2B | 603.3B | 441.3B |
| Total Assets | 1.0T | 818.3B | 646.5B | 485.3B |
| Liabilities | ||||
| Current Liabilities | 7.1B | 167.8B | 124.2B | 127.0B |
| Non-Current Liabilities | 821.5B | 528.1B | 417.3B | 290.9B |
| Total Liabilities | 828.6B | 695.9B | 541.5B | 417.9B |
| Equity | ||||
| Total Shareholders Equity | 199.5B | 122.3B | 105.0B | 67.4B |
Balance Sheet Composition
Bajaj Housing Cash Flow Statement From 2022 to 2025
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Operating Activities | ||||
| Net Income | 27.7B | 21.6B | 17.0B | 9.6B |
| Operating Cash Flow | -198.8B | -174.4B | -160.8B | -134.5B |
| Investing Activities | ||||
| Capital Expenditures | -197.4M | -223.2M | -165.0M | -167.8M |
| Investing Cash Flow | -7.8B | 2.0B | -6.4B | 21.8B |
| Financing Activities | ||||
| Dividends Paid | - | - | - | - |
| Financing Cash Flow | 179.3B | 151.4B | 146.4B | 102.4B |
| Free Cash Flow | -171.2B | -154.7B | -143.7B | -125.1B |
Cash Flow Trend
Bajaj Housing Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
46.10
Forward P/E
33.00
Price to Book
5.12
Price to Sales
10.72
Profitability Ratios
Profit Margin
22.70%
Operating Margin
90.88%
Return on Equity
13.44%
Return on Assets
5.92%
Financial Health
Current Ratio
457.80
Debt to Equity
411.27
Per Share Data
EPS (TTM)
₹2.66
Book Value per Share
₹23.95
Revenue per Share
₹11.76
Peer Financial Comparison
| Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
|---|---|---|---|---|---|---|
| bajajhfl | 1.0T | 46.10 | 5.12 | 13.44% | 22.70% | 411.27 |
| LIC Housing Finance | 336.0B | 6.14 | 0.92 | 16.05% | 65.60% | 722.14 |
| PNB Housing Finance | 283.3B | 14.50 | 1.66 | 12.16% | 58.69% | 266.05 |
| Aadhar Housing | 218.0B | 24.22 | 3.42 | 16.85% | 48.55% | 256.37 |
| Aptus Value Housing | 170.5B | 22.72 | 3.94 | 18.59% | 61.10% | 159.22 |
| Aavas Financiers | 151.8B | 26.62 | 3.48 | 14.12% | 43.37% | 319.17 |
Financial data is updated regularly. All figures are in the company's reporting currency.