CreditAccess Grameen Ltd. | Mid-cap | Financial Services
₹1,161.90
3.13%
| CreditAccess Grameen Stock Comparison:
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Overview Income Statement Balance Sheet Cash Flow Key Ratios

Financial Overview

Latest Annual: 2025

Income Metrics

Revenue 56.5B
Gross Profit 29.7B 52.57%
Operating Income 25.3B 44.80%
Net Income 5.3B 9.41%
EPS (Diluted) ₹33.24

Balance Sheet Metrics

Total Assets 278.0B
Total Liabilities 208.5B
Shareholders Equity 69.6B
Debt to Equity 3.00

Cash Flow Metrics

Operating Cash Flow -38.7B
Free Cash Flow 10.9B

Revenue & Profitability Trend

CreditAccess Grameen Income Statement From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Revenue 56.5B 49.0B 33.0B 25.5B 22.9B
Cost of Goods Sold 26.8B 21.0B 15.1B 11.9B 11.2B
Gross Profit 29.7B 28.0B 17.9B 13.6B 11.7B
Operating Expenses 3.8B 2.8B 2.3B 1.7B 1.3B
Operating Income 25.3B 23.5B 14.1B 11.4B 10.5B
Pre-tax Income 7.1B 19.4B 11.1B 4.8B 1.8B
Income Tax 1.8B 4.9B 2.8B 1.3B 490.0M
Net Income 5.3B 14.5B 8.3B 3.5B 1.3B
EPS (Diluted) ₹33.24 ₹90.41 ₹51.82 ₹22.20 ₹8.90

Income Statement Trend

CreditAccess Grameen Balance Sheet From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Assets
Current Assets 257.5B 180.7B 130.5B 107.0B 100.7B
Non-Current Assets 20.5B 107.8B 88.1B 67.8B 50.9B
Total Assets 278.0B 288.5B 218.6B 174.8B 151.6B
Liabilities
Current Liabilities 1.8B 102.0B 83.1B 74.1B 64.4B
Non-Current Liabilities 206.7B 120.8B 84.4B 59.0B 48.2B
Total Liabilities 208.5B 222.8B 167.5B 133.1B 112.6B
Equity
Total Shareholders Equity 69.6B 65.7B 51.1B 41.7B 38.9B

Balance Sheet Composition

CreditAccess Grameen Cash Flow Statement From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Operating Activities
Net Income 7.1B 19.4B 11.1B 4.8B 1.8B
Operating Cash Flow -38.7B -77.2B -57.1B -48.6B -25.7B
Investing Activities
Capital Expenditures -263.9M -118.3M -136.7M -200.3M -42.8M
Investing Cash Flow 6.5B -10.2B -3.5B -592.7M 62.4M
Financing Activities
Dividends Paid -1.6B - - - -
Financing Cash Flow -16.4B 54.7B 33.8B 19.9B 21.8B
Free Cash Flow 10.9B -47.5B -33.1B -27.4B -4.7B

Cash Flow Trend

CreditAccess Grameen Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 33.44
Forward P/E 23.64
Price to Book 2.55
Price to Sales 9.46
PEG Ratio 23.64

Profitability Ratios

Profit Margin 28.28%
Operating Margin 14.72%
Return on Equity 7.86%
Return on Assets 1.88%

Financial Health

Current Ratio 355.04
Debt to Equity 295.48
Beta 0.13

Per Share Data

EPS (TTM) ₹33.29
Book Value per Share ₹436.13
Revenue per Share ₹117.82

Financial data is updated regularly. All figures are in the company's reporting currency.