SBI Cards and Payment Services Ltd. | Large-cap | Financial Services
₹991.35
1.65%
| SBI Cards Stock Comparison:
No comparison data available
Overview Income Statement Balance Sheet Cash Flow Key Ratios

Financial Overview

Latest Annual: 2025

Income Metrics

Revenue 148.3B
Net Income 19.2B 12.93%
EPS (Diluted) ₹20.14

Balance Sheet Metrics

Total Assets 655.5B
Total Liabilities 517.6B
Shareholders Equity 137.8B
Debt to Equity 3.76

Cash Flow Metrics

Operating Cash Flow 55.6B
Free Cash Flow -22.0B

Revenue & Profitability Trend

SBI Cards Income Statement From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Revenue 148.3B 127.5B 106.8B 86.4B 75.9B
Cost of Goods Sold - - - - -
Gross Profit - - - - -
Operating Expenses 66.4B 56.9B 51.3B 39.0B 32.2B
Operating Income - - - - -
Pre-tax Income 25.8B 32.3B 30.3B 21.7B 13.2B
Income Tax 6.6B 8.2B 7.7B 5.6B 3.4B
Net Income 19.2B 24.1B 22.6B 16.2B 9.8B
EPS (Diluted) ₹20.14 ₹25.37 ₹23.80 ₹17.02 ₹10.38

Income Statement Trend

SBI Cards Balance Sheet From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Assets
Current Assets - - - - -
Non-Current Assets - - - - -
Total Assets 655.5B - - - -
Liabilities
Current Liabilities - - - - -
Non-Current Liabilities - - - - -
Total Liabilities 517.6B - - - -
Equity
Total Shareholders Equity 137.8B 120.8B 98.3B 77.5B 63.0B

Balance Sheet Composition

SBI Cards Cash Flow Statement From 2021 to 2025

Metric 2025 2024 2023 2022 2021
Operating Activities
Net Income 25.8B 32.3B 30.3B 21.7B 13.2B
Operating Cash Flow 55.6B 56.9B 44.1B 29.5B 24.4B
Investing Activities
Capital Expenditures -553.8M -744.9M -931.6M -998.9M 900.0K
Investing Cash Flow -27.5B -14.6B -9.2B -5.4B -9.4B
Financing Activities
Dividends Paid -2.9B -3.6B -2.1B - -938.3M
Financing Cash Flow 47.5B 85.0B 78.9B 51.0B 4.8B
Free Cash Flow -22.0B -55.3B -67.6B -44.9B 6.4B

Cash Flow Trend

SBI Cards Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 47.46
Forward P/E 29.20
Price to Book 6.59
Price to Sales 9.08
PEG Ratio 29.20

Profitability Ratios

Profit Margin 19.12%
Operating Margin 27.28%
Return on Equity 14.82%
Return on Assets 3.10%

Financial Health

Current Ratio 20.53
Debt to Equity 326.13
Beta 0.38

Per Share Data

EPS (TTM) ₹20.14
Book Value per Share ₹145.00
Revenue per Share ₹105.38

Financial data is updated regularly. All figures are in the company's reporting currency.