Financial Overview

Latest Annual: 2024

Income Metrics

Revenue 687.5M
Net Income 181.5M 26.40%
EPS (Diluted) $5.09

Balance Sheet Metrics

Total Assets 22.3B
Total Liabilities 20.5B
Shareholders Equity 1.8B
Debt to Equity 11.15

Cash Flow Metrics

Operating Cash Flow 74.1M
Free Cash Flow 79.9M

Revenue & Profitability Trend

Customers Bancorp Income Statement From 2020 to 2024

Metric20242023202220212020
Revenue687.5M740.9M633.4M748.8M460.9M
Cost of Goods Sold-----
Gross Profit-----
Operating Expenses222.0M171.4M123.8M119.8M107.5M
Operating Income-----
Pre-tax Income224.4M330.7M291.3M441.2M189.8M
Income Tax42.9M80.6M63.3M86.9M46.7M
Net Income181.5M250.1M228.0M314.6M132.6M
EPS (Diluted)$5.09$7.32$6.51$8.91$3.74

Income Statement Trend

Customers Bancorp Balance Sheet From 2020 to 2024

Metric20242023202220212020
Assets
Current Assets-----
Non-Current Assets-----
Total Assets22.3B----
Liabilities
Current Liabilities-----
Non-Current Liabilities-----
Total Liabilities20.5B----
Equity
Total Shareholders Equity1.8B1.6B1.4B1.4B1.1B

Balance Sheet Composition

Customers Bancorp Cash Flow Statement From 2020 to 2024

Metric20242023202220212020
Operating Activities
Net Income181.5M250.1M228.0M354.3M143.0M
Operating Cash Flow74.1M145.7M-70.9M511.8M94.6M
Investing Activities
Capital Expenditures-46.7M-38.7M-105.9M-22.9M-28.8M
Investing Cash Flow651.5M781.5M52.6M-2.7B-593.9M
Financing Activities
Dividends Paid-15.1M-14.6M-9.3M-10.8M-14.1M
Financing Cash Flow-133.1M346.2M-47.0M-4.5B4.4B
Free Cash Flow79.9M83.4M-134.2M238.2M123.2M

Cash Flow Trend

Customers Bancorp Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 16.27
Forward P/E 10.55
Price to Book 1.18
Price to Sales 3.46
PEG Ratio 10.55

Profitability Ratios

Profit Margin 24.46%
Operating Margin 20.62%
Return on Equity 8.14%
Return on Assets 0.66%

Financial Health

Debt to Equity 0.79
Beta 1.54

Per Share Data

EPS (TTM) $3.98
Book Value per Share $54.85
Revenue per Share $18.78

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
cubi2.0B16.271.188.14%24.46%0.79
PNC Financial 70.3B12.561.3911.33%28.75%1.12
U.S. Bancorp 69.7B11.081.3111.53%26.38%1.34
Enterprise Financial 2.1B11.301.1810.82%31.46%0.34
OFG Bancorp 2.0B10.671.5515.46%31.15%0.21

Financial data is updated regularly. All figures are in the company's reporting currency.